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Chemistry 101 is one of the most common introductory science courses in the United States. Many students take it before starting college programs in biology, pre-med, nursing, engineering, environmental science, and other STEM fields. Today, a growing number of learners complete Chemistry 101 online through structured, self-paced platforms like UPI Study , which offer college-level courses that follow standard general chemistry curricula. This guide explains what Chemistry 101 covers, who the course is designed for, and how students can learn the material effectively in an online format. What Topics Are Included in Chemistry 101? Most college-level General Chemistry courses—whether taken on campus or online—include the same core units: Atomic Structure and Elements Parts of the atom Electron configuration Periodic table organization Chemical Bonding and Reactions Ionic, covalent, and metallic bonds Chemical equation balancing Reaction types and stoichiometry Matter, Gases, and Energy States of matter Gas laws Thermochemistry and energy flow Solutions, Acids, and Bases Concentration calculations pH relationships Neutralization reactions Online courses, such as those offered through UPI Study, also include practice problems, quizzes, and explanations that match the expectations of a standard college General Chemistry class. Why Students Learn Chemistry 101 Before College Students often take Chemistry 101 in advance because it provides a steady introduction to the scientific thinking needed for higher-level courses. It’s especially helpful for: Students beginning a STEM major Homeschool learners who want structured science preparation Nursing or pre-medical students who need strong chemistry foundations Working adults returning to education Students completing general education requirements Online versions of Chemistry 101 allow learners to move at their own pace, revisit challenging topics, and build confidence before taking more advanced science classes. How to Study Chemistry 101 Effectively Online Chemistry becomes manageable once students approach it in small steps. These strategies help most learners succeed: 1. Study in short daily sessions Gradual learning is more effective than long, infrequent study periods. 2. Practice with real problems Chemistry is skill-based, so repetition with equations and reactions builds understanding. 3. Use visual aids Periodic tables, molecular diagrams, and animated examples help students learn faster. 4. Check your reasoning often Online platforms like UPI Study include quizzes that reinforce learning as you go. 5. Connect concepts to real-life situations Thinking about chemical reactions in cooking, medicine, fuels, or cleaning supplies makes the subject easier to relate to. Is an Online Chemistry 101 Course Recognized by Colleges? Many colleges accept online introductory chemistry courses if they follow recognized academic frameworks. Students typically confirm: Whether the course includes standard General Chemistry content Whether it aligns with typical general education science requirements Whether their chosen college accepts transferable online coursework UPI Study provides structured, college-level Chemistry 101 content that reflects typical U.S. course expectations, helping students prepare for degree programs that require a strong foundation in general chemistry. What Online Chemistry 101 Usually Looks Like A well-designed online course includes: Short instructional videos Guided explanations Practice problems and quizzes Occasional virtual lab simulations A final exam or culminating assessment This format supports flexible learning and helps students build confidence through steady progress. Why Chemistry 101 Matters for Future Courses Understanding General Chemistry makes higher-level science courses much more manageable. Students who complete Chemistry 101 often feel more prepared for: General Chemistry II Organic Chemistry Biochemistry Physiology Microbiology Environmental Science Materials Science Because so many STEM pathways depend on chemistry, starting with a strong foundation is helpful for long-term academic success. Instagram Reel for This Topic https://www.instagram.com/reel/DSCTkHtk0vB/?igsh=MTZvMGhrcjBramlvYQ== If you want to enroll in Chemistry 101 You can view the course details or begin studying here:

When most people hear a siren, they hope help is on the way. First responders are  that help. They’re the ones running into burning homes, stabilizing patients in life-or-death moments, handling chaotic 911 calls, and keeping our communities safe day after day. Their work is demanding, unpredictable, and often invisible to the outside world. At UPI Study, we wanted to create something meaningful for the people who give so much. That led us to an offer built around one simple idea: make college more accessible for first responders and their families. So we created a pathway that gives them 70+ college credits — plus an official transcript — for just $70. No fine print. No extra fees. Just a genuine thank-you. Who Counts as a First Responder? People often think “first responder” only means police or firefighters, but the community is much bigger. It includes: Emergency Medical Personnel EMTs Paramedics Medical first responders Fire and Rescue Firefighters Rescue technicians Hazmat teams Law Enforcement Police officers Sheriffs and deputies Public safety officers Emergency Communication Staff 911 operators Dispatchers Telecommunicators These roles require quick decisions, calm under pressure, and constant training. Education is a huge part of staying prepared — and moving forward in their careers. Why Education Matters for First Responders Whether someone wants to step into leadership, transition into an administrative role, qualify for a promotion, or prepare for a second career later in life, college credits can open doors that aren’t always obvious at the start. The challenge is time and cost. Shift work makes traditional classes tough, and tuition can be overwhelming — especially for families. That’s the problem this program solves. What UPI Study Offers We designed this pathway to be simple and flexible, because first responders don’t have time to deal with complicated systems. ✔ 70+ College Credits for $70 One affordable fee gives you access to a full library of courses. These credits align with standard U.S. general education requirements, so you can knock out your gen eds without stress or huge bills. You’ll find courses in: Business Computer Science Psychology Humanities Social Sciences Math and Science… and more. These are real, transferable credits that can plug directly into many U.S. bachelor’s degree programs. ✔ Complete Your Gen Eds Affordably General education requirements make up a large chunk of most degrees. With our 70+ courses, you can finish many of those foundational credits at a fraction of the usual cost — saving years of time and thousands of dollars. ✔ Official Transcript Included Once you finish your courses, you’ll receive an official transcript you can use for college admissions or career advancement. ✔ Flexible Learning That Fits Your Life Work nights? Long shifts? Rotating schedules? No problem. You move at your own pace. ✔ Family Members Are Eligible Your spouse, children, and dependents can also use the $70 offer. When one person serves, the whole family sacrifices — so we support the whole family. ✔ A Head Start on an Affordable U.S. Degree With gen eds and other credits already done, transferring into a bachelor’s program becomes cheaper, faster, and far more achievable. Why We Built This Program Behind every uniform is a person balancing work, family life, and future goals. Too many first responders feel that education is out of reach because of cost or time. This program changes that.It ’s not about profits. It’s about gratitude. You show up for others when it matters most. We want to show up for you. Who This Program Helps Most This is a strong fit for: First responders ready for career advancement Family members wanting an affordable start to college Adults planning to transfer into a U.S. bachelor’s degree Anyone with a demanding or irregular schedule Families looking for high-quality, credible credits without massive tuition costs How to Get Started Once you sign up, you’ll get: Access to all 70+ included courses Guidance on pacing and completing your credits Support for requesting your official transcript Help identify colleges that accept your credits You can start learning the same day you enroll. A Small Way to Say Thank You First responders hold our communities together, often without recognition or rest. Offering 70+ credits for $70, including gen eds and courses across business, psychology, and computer science, is a small but meaningful way for us to give back. If you’re a first responder — or part of a first responder’s family — we’d be honored to help you move forward. Your service protects everyone else. Let this be the moment you invest in your own future.

In a continued effort to make higher education more accessible and affordable worldwide, UPI Study  has officially partnered with the University of Arkansas Grantham (UAG)  through a new articulation agreement signed in November 2025 . This collaboration creates a structured pathway for students to transfer ACE- and NCCRS-recommended UPI Study coursework  directly into UAG’s accredited degree programs — offering global learners the opportunity to earn a recognized U.S. degree with reduced cost and greater flexibility. A Shared Vision for Accessible Higher Education University of Arkansas Grantham (UAG) , based in Little Rock, Arkansas, is a member of the University of Arkansas System  and has a longstanding reputation for providing flexible, affordable, and career-relevant online degree programs. By partnering with UPI Study, UAG reaffirms its mission to support learners everywhere — especially adult, military, and international students — through innovative transfer pathways that honor prior learning and accredited online coursework. This agreement allows students to complete college-level courses through UPI Study, which are evaluated by the American Council on Education (ACE)  and the National College Credit Recommendation Service (NCCRS) , and then transfer those credits seamlessly into UAG’s undergraduate degree programs. How the Partnership Works Students begin their studies with UPI Study’s flexible, online courses , earning ACE- or NCCRS-approved credits. Once completed, official UPI Study transcripts are sent directly to UAG for evaluation and application toward degree requirements. The agreement outlines a clear process for recognition, ensuring transparency and academic integrity on both sides. Each institution retains its accreditation standards while working together to simplify the credit transfer processUPI-UAG Signed (1). This partnership offers students the ability to: Transfer up to 90 credits  toward a bachelor’s degree at UAG. Save thousands in tuition costs by completing foundational coursework with UPI Study. Graduate faster through recognized prior learning and transfer credit pathways. UPI Study to University of Arkansas Grantham Course Equivalency Overview Below is a summary from Appendix I  of the signed agreement, outlining approved course equivalencies between UPI Study  and University of Arkansas Grantham (UAG) . American Council on Education (ACE) Recommended Coursework UPI Study’s Accounting 210: Managerial Accounting → UAG’s ACC226UPI Study’s Biology 100: Introduction to Biology I → UAG’s BIO1 UPI Study’s Biology 200: Introduction to Biology II → UAG’s BIO1 UPI Study’s Business 250: Business Law → UAG’s LAW220UPI Study’s Business 310: Entrepreneurship → UAG’s ENT301 UPI Study’s Chemistry 111: Chemistry I → UAG’s CH1 UPI Study’s Computer Science 190: Introduction to JavaScript → UAG’s CS192 UPI Study’s Computer Science 200: Fundamentals of Information Technology → UAG’s IS2 UPI Study’s Computer Science 230: Programming in Python → UAG’s CS192 UPI Study’s Computer Science 270: Cybersecurity → UAG’s IS211 UPI Study’s Computer Science 281: Database Fundamentals → UAG’s IS320 UPI Study’s Economics 251: Microeconomics → UAG’s ECN201 UPI Study’s Economics 252: Macroeconomics → UAG’s ECN206 UPI Study’s English 120: Advanced Technical Writing → UAG’s EN261 UPI Study’s Finance 201: Principles of Finance → UAG’s FIN307 UPI Study’s Marketing 102: Principles of Marketing → UAG’s MKG131 UPI Study’s Philosophy 200: Principles of Philosophy → UAG’s HU260UPI Study’s Physics 200: Physics I → UAG’s PH1 UPI Study’s Psychology 110: Introduction to Psychology → UAG’s PS101 UPI Study’s Sociology 110: Introduction to Sociology → UAG’s SO101 UPI Study’s Statistics 101: Principles of Statistics → UAG’s MA230 National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Business 100: Business Essentials → UAG’s BUS1 UPI Study’s Business 101: Principles of Management → UAG’s MGT150 UPI Study’s Business 205: Foundations of Leadership → UAG’s HU310 UPI Study’s Business 206: Leadership and Organizational Behavior → UAG’s MGT46 UPI Study’s Business 210: Business Communication → UAG’s CO210 UPI Study’s Business 211: Business Ethics → UAG’s HU275 UPI Study’s Business 213: Leading Organizational Change → UAG’s MGT461 UPI Study’s Business 230: Project Management → UAG’s PRJ450 UPI Study’s Business 300: International Business → UAG’s INT401 UPI Study’s Business 306: Human Resources Management → UAG’s HRM340 UPI Study’s Business 309: Globalization and International Management → UAG’s MGT3 UPI Study’s Finance 204: Financial Management → UAG’s FIN307 UPI Study’s Marketing 300: Marketing Research → UAG’s MKG3 UPI Study’s Math 100: Business Math → UAG’s MA100 UPI Study’s Math 165: Calculus I → UAG’s MA302 UPI Study’s Math 250: Quantitative Analysis → UAG’s MA230 UPI Study’s Math 230: Discrete Mathematics → UAG’s MA315 UPI Study’s Math 265: Calculus II → UAG’s MA312 UPI Study’s Computer Science 150: Computer Concepts and Applications → UAG’s CS105 UPI Study’s Computer Science 140: Current Trends in Computer Science and IT → UAG’s CS105 Additional Recognized Coursework UPI Study’s Computer Science 180: Introduction to HTML and CSS → UAG’s CS197 UPI Study’s Computer Science 196: Introduction to Networking → UAG’s IS216 UPI Study’s Computer Science 210: Introduction to Java → UAG’s CS192 UPI Study’s Computer Science 251: Data Structures and Algorithms → UAG’s CS325 UPI Study’s Computer Science 252: Network and Systems Security → UAG’s IS411 UPI Study’s Computer Science 354: Introduction to Operating Systems → UAG’s CS340 UPI Study’s Computer Science 373: Introduction to Artificial Intelligence → UAG’s CS3 UPI Study’s Psychology 180: Abnormal Psychology → UAG’s PS360 UPI Study’s Psychology 300: Psychology of Personality → UAG’s PS3 UPI Study’s Psychology 310: Advanced Social Psychology → UAG’s PS3 UPI Study’s Criminology 150: Introduction to Criminology → UAG’s CJ102 Start your pathway today:   A Partnership That Redefines Global Learning The UPI Study × University of Arkansas Grantham  partnership is built on a simple idea — education should be flexible, transparent, and accessible to all. This agreement enables students from around the world to begin earning recognized U.S. college credits online with UPI Study, then seamlessly transfer them to complete a degree at a respected public university within the University of Arkansas System . Together, these institutions are setting a new standard for academic collaboration and affordable global education.

In a growing effort to make U.S. higher education more accessible, UPI Study  and Pathways College  have signed a formal articulation agreement that opens affordable, flexible pathways for students around the world to earn recognized U.S. degrees. The partnership underscores both institutions’ shared commitment to academic mobility, affordability, and quality learning  — ensuring that UPI Study students can seamlessly transfer their earned college credits toward degree programs at Pathways College without repeating coursework. A Shared Mission of Opportunity and Flexibility Pathways College , headquartered in Tempe, Arizona, is an accredited institution dedicated to providing working adults and international learners with online degree programs that balance academic rigor and real-world relevance. Under this new agreement, students completing ACE- and NCCRS-recommended UPI Study courses  can transfer their credits directly to Pathways College toward either an associate  or bachelor’s degree , depending on their academic goals. Pathways College may accept up to 90 transfer credits  for bachelor’s degrees and 45 credits  for associate degrees. Students are required to complete at least 25% of their total coursework  through Pathways College to meet residency and graduation requirements. How the Partnership Works The articulation agreement, signed in June 2025  by Manit Kaushal (Chief Technology Officer, UPI Study)  and Dr. Ella Baker (Chancellor, Pathways College) , formalizes a structured transfer pathway that prevents duplication of learning and recognizes prior academic achievement. Students can begin with UPI Study’s ACE- and NCCRS-evaluated online courses  for as low as $99 per month , receive official transcripts, and then transfer directly into eligible Pathways College degree programs. Both institutions have agreed to maintain transparency, share transfer data annually, and collaborate on communication initiatives to support student success. UPI Study to Pathways College Course Equivalency Overview The following official equivalency chart  outlines how UPI Study coursework aligns with degree programs at Pathways College, as listed in Attachment A  of the articulation agreemen t. General Education and Core Courses UPI Study’s English 120: Advanced Technical Writing (3 credits) → Pathways’ ENG101: Composition (3 credits) UPI Study’s Math 100: Business Math (3 credits) → Pathways’ MAT110: Business Math (3 credits) UPI Study’s Math 165: Calculus I (3 credits) → Pathways’ MAT201: College Algebra (3 credits) UPI Study’s Statistics 101: Principles of Statistics (3 credits) → Pathways’ LIB201: Data & Statistics (3 credits) UPI Study’s ART201: Art Appreciation (3 credits) → Pathways’ ART201: Art Appreciation (3 credits) UPI Study’s FLM110: Film Appreciation (3 credits) → Pathways’ FLM110: Film Appreciation (3 credits) UPI Study’s POL201: American Government (3 credits) → Pathways’ POL201: American Government: National, State, and Local (3 credits) UPI Study’s ANT201: Anthropology of Change (3 credits) → Pathways’ ANT201: Anthropology of Change (3 credits) UPI Study’s HIS201: U.S. History from 1877 (3 credits) → Pathways’ HIS201: United States History from 1877 (3 credits) UPI Study’s HIS250: World Histories and Cultures (3 credits) → Pathways’ HIS250: World Histories and Cultures (3 credits) Business, Economics, and Accounting UPI Study’s Business 100: Business Essentials (3 credits) → Pathways’ BUS101: Introduction to Business (3 credits) UPI Study’s Business 206: Leadership and Organizational Behavior (3 credits) → Pathways’ BUS120: Management and Organizational Behavior (3 credits) UPI Study’s Marketing 102: Principles of Marketing (3 credits) → Pathways’ BUS241: Principles of Marketing (3 credits) UPI Study’s Business 250: Business Law (3 credits) → Pathways’ BUS221: Business Law (3 credits) UPI Study’s Accounting 210: Managerial Accounting (3 credits) → Pathways’ BUS112: Principles of Accounting II (3 credits) UPI Study’s Economics 252: Macroeconomics (3 credits) → Pathways’ BUS211: Principles of Macroeconomics (3 credits) UPI Study’s Economics 251: Microeconomics (3 credits) → Pathways’ BUS212: Principles of Microeconomics (3 credits) Science, Social Science, and Psychology UPI Study’s Psychology 110: Introduction to Psychology (3 credits) → Pathways’ PSY101: Principles of Psychology (3 credits) UPI Study’s Biology 100: Introduction to Biology I (3 credits) → Pathways’ BIO101: Introduction to Living Systems (3 credits) UPI Study’s ENV121: Environmental Science (3 credits) → Pathways’ GEO101: Introduction to Environmental Science (3 credits) UPI Study’s Psychology 112: Psychology of Diversity (3 credits) → Pathways’ LIB112: Multicultural and Gender Studies (3 credits) UPI Study’s Psychology 300: Psychology of Personality (3 credits) → Pathways’ LIB280: Lifespan Development (3 credits) Computer Science and Electives UPI Study’s Computer Science 281: Database Fundamentals (3 credits) → Pathways’ BUS231: Database Management Systems (3 credits) UPI Study’s COM101: Speech Communication (3 credits) → Pathways’ COM101: Speech Communication (3 credits) UPI Study’s LIB121: Literary Analysis (3 credits) → Pathways’ LIB121: Literary Analysis (3 credits) UPI Study’s LIB221: Reading and Writing in the Humanities (3 credits) → Pathways’ LIB221: Reading and Writing in the Humanities (3 credits) UPI Study’s LIB250: Evolution of Music (3 credits) → Pathways’ LIB250: Evolution of Music (3 credits) UPI Study’s LIB251: Music Appreciation (3 credits) → Pathways’ LIB251: Music Appreciation (3 credits) Elective Credit Transfers From UPI Study to Pathways College:  Any UPI Study credit-bearing courses not used to satisfy general education or major course requirements may be transferred to fulfill elective requirements — up to 48 credits . From Pathways College to UPI Study:  Likewise, Pathways College credit-bearing courses not applied to general education or major requirements may transfer back to fulfill UPI Study elective credits. Start your journey today: A Partnership for Global Learners The UPI Study × Pathways College  partnership exemplifies a forward-thinking approach to higher education — one where students can begin their academic journey affordably, earn recognized credits, and continue seamlessly into an accredited U.S. degree program. Together, both institutions are redefining accessibility and providing a clear, flexible pathway for learners to achieve their academic and professional goals.

Access to high-quality education should never be limited by geography or cost. With this shared vision, UPI Study  and Woodmont College  have signed an articulation agreement to make U.S. degree pathways  more flexible, affordable, and globally accessible. Signed in April 2025 , this collaboration ensures that students completing ACE- and NCCRS-recommended UPI Study courses  can seamlessly transfer their credits toward degree programs at Woodmont College , a respected accredited institution based in North Miami Beach, Florida . About Woodmont College Woodmont College  is an online, regionally accredited institution offering degree programs that combine academic rigor with flexibility , designed especially for adult learners and international students. Its programs in business, computer science, psychology, and general studies  emphasize real-world skills and applied learning. By recognizing UPI Study coursework for official transfer credit, Woodmont College empowers students to begin their education at a lower cost while maintaining the academic standards of a U.S.-accredited degree. A Streamlined Transfer Process Under this agreement, students who complete online courses through UPI Study  — reviewed and recommended for college credit by the American Council on Education (ACE)  and the National College Credit Recommendation Service (NCCRS)  — can now have those credits officially evaluated by Woodmont College. Once verified, these credits are directly applied toward degree requirements, helping students reduce time to graduation and save significantly on tuition. The process is transparent, efficient, and student-friendly: learners receive official transcripts from UPI Study and can transfer them directly to Woodmont College for credit articulation. UPI Study to Woodmont College Course Equivalency Overview Below is the summary of the official equivalency chart  included in the articulation agreement between UPI Study and Woodmont College . Each UPI Study course listed below has been approved for transfer toward Woodmont’s undergraduate degree programs. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → Woodmont’s English 120 (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → Woodmont’s Chemistry 111 (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → Woodmont’s Computer Science 281 (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → Woodmont’s Business 310 (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → Woodmont’s Computer Science 200 (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → Woodmont’s Computer Science 190 (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → Woodmont’s Psychology 110 (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → Woodmont’s Sociology 110 (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → Woodmont’s Economics 252 (3 credits) UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → Woodmont’s Accounting 210 (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → Woodmont’s Economics 251 (3 credits) UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → Woodmont’s Physics 200 (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → Woodmont’s Finance 201 (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → Woodmont’s Statistics 101 (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → Woodmont’s Computer Science 230 (3 credits) UPI Study’s Managerial Accounting (3 credits, NCCRS ID: Accounting 210) → Woodmont’s Accounting 210 (3 credits) UPI Study’s Business Essentials (3 credits, NCCRS ID: Business 100) → Woodmont’s Business 100 (3 credits) UPI Study’s Principles of Management (3 credits, NCCRS ID: Business 101) → Woodmont’s Business 101 (3 credits) UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210) → Woodmont’s Business 210 (3 credits) UPI Study’s Business Law (3 credits, NCCRS ID: Business 250) → Woodmont’s Business 250 (3 credits) UPI Study’s Project Management (3 credits, NCCRS ID: Business 230) → Woodmont’s Business 230 (3 credits) UPI Study’s International Business (3 credits, NCCRS ID: Business 300) → Woodmont’s Business 300 (3 credits) Computer Science and Information Technology UPI Study’s Introduction to HTML and CSS (3 credits) → Woodmont’s Computer Science 180 (3 credits) UPI Study’s Introduction to Networking (3 credits) → Woodmont’s Computer Science 196 (3 credits) UPI Study’s Programming in Python (3 credits) → Woodmont’s Computer Science 230 (3 credits) UPI Study’s Software Engineering (3 credits) → Woodmont’s Computer Science 301 (3 credits) UPI Study’s Cybersecurity (3 credits) → Woodmont’s Computer Science 270 (3 credits) UPI Study’s Database Fundamentals (3 credits) → Woodmont’s Computer Science 281 (3 credits) Mathematics, Psychology, and the Social Sciences UPI Study’s Business Math (3 credits) → Woodmont’s Math 100 (3 credits) UPI Study’s Calculus I (4 credits) → Woodmont’s Math 165 (4 credits) UPI Study’s Quantitative Analysis (3 credits) → Woodmont’s Math 250 (3 credits) UPI Study’s Introduction to Psychology (3 credits) → Woodmont’s Psychology 110 (3 credits) UPI Study’s Educational Psychology (3 credits) → Woodmont’s Psychology 120 (3 credits) UPI Study’s Abnormal Psychology (3 credits) → Woodmont’s Psychology 180 (3 credits) UPI Study’s Principles of Philosophy (3 credits) → Woodmont’s Philosophy 200 (3 credits) Start your journey today:   A Shared Vision for Accessible Education The UPI Study × Woodmont College  partnership underscores both institutions’ commitment to affordable, high-quality, and globally recognized education . Students can now begin earning college credits entirely online with UPI Study — at their own pace and for a fraction of traditional costs — before seamlessly transferring those credits to Woodmont College to complete their degrees. Together, these institutions are breaking barriers and creating a truly flexible global education pathway.

Access to quality education shouldn’t be limited by geography or cost. In a move that underscores this belief, UPI Study  and Bottega University  have entered into a formal articulation agreement that helps students earn affordable, accredited U.S. degrees  through a flexible online credit-transfer model. Signed in March 2025 , this collaboration ensures that students completing ACE- and NCCRS-recommended UPI Study courses  can seamlessly transfer those credits toward their undergraduate programs at Bottega University , headquartered in Salt Lake City, Utah. A Shared Commitment to Accessible, Career-Focused Learning Bottega University  is recognized for its innovative online education model — one that combines academic rigor with practical, skills-based learning. Its programs in business, computer science, healthcare, and general education  emphasize real-world application, flexibility, and professional advancement. By formally recognizing UPI Study coursework , Bottega reinforces its commitment to creating globally accessible degree options for adult learners, international students, and working professionals. Through this partnership, students can complete transferable college credits at UPI Study for as little as $99 per month , significantly reducing their total tuition cost while keeping academic quality intact. How It Works Students begin their studies with UPI Study’s accredited online courses , which are reviewed and recommended for college credit by the American Council on Education (ACE)  and the National College Credit Recommendation Service (NCCRS) . Once completed, students receive an official transcript that can be sent directly to Bottega University. These credits are then applied toward degree requirements, following the institution’s approved equivalency structure outlined in the articulation agreement. The process ensures transparency, efficiency, and academic consistency between both institutions. UPI Study to Bottega University Course Equivalency Overview The following chart summarizes how UPI Study courses  transfer to their Bottega University  equivalents as listed in Appendix 1  of the signed agreementBottega Uni. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → Bottega’s EN115 Technical Writing for Business (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → Bottega’s General Science Elective (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → Bottega’s CS382 Database Foundations (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → Bottega’s BA252 New Venture Creation (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → Bottega’s General Technology Elective (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → Bottega’s CS301 Introduction to JavaScript (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → Bottega’s PY141 General Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → Bottega’s SO241 General Sociology (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → Bottega’s BA271 Macroeconomics (3 credits) UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → Bottega’s BA280 Accounting (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → Bottega’s BA272 Microeconomics (3 credits) UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → Bottega’s BA425 Finance (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → Bottega’s BA235 Business Statistics (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → Bottega’s CS277 Introduction to Python (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Business Essentials (3 credits) → Bottega’s BA201 Business Fundamentals (3 credits) UPI Study’s Principles of Management (3 credits) → Bottega’s BA205 Principles of Management (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits) → Bottega’s BA210 Organizational Behavior (3 credits) UPI Study’s Business Ethics (3 credits) → Bottega’s BA375 Ethical Decision Making (3 credits) UPI Study’s Project Management (3 credits) → Bottega’s BA490 Project Management (3 credits) UPI Study’s Business Law (3 credits) → Bottega’s BA420 Business Law (3 credits) UPI Study’s International Business (3 credits) → Bottega’s BA436 International Business (3 credits) UPI Study’s Human Resource Management (3 credits) → Bottega’s BA356 Human Resource Management (3 credits) UPI Study’s Entrepreneurship (3 credits) → Bottega’s BA252 New Venture Creation (3 credits) UPI Study’s Marketing Research (3 credits) → Bottega’s BA330 Marketing Research (3 credits) Computer Science and Information Technology UPI Study’s Computer Concepts and Applications (3 credits) → Bottega’s CS110 Introduction to Computers (3 credits) UPI Study’s Introduction to HTML and CSS (3 credits) → Bottega’s CS100 Coding Foundations (3 credits) UPI Study’s Introduction to Networking (3 credits) → Bottega’s CS300 Network and Internet Security (3 credits) UPI Study’s Programming in Python (3 credits) → Bottega’s CS277 Introduction to Python (3 credits) UPI Study’s Database Fundamentals (3 credits) → Bottega’s CS382 Database Foundations (3 credits) UPI Study’s Database Programming (3 credits) → Bottega’s CS383 Advanced Database Management (3 credits) Mathematics, Healthcare, and Social Sciences UPI Study’s Business Math (3 credits) → Bottega’s MA125 College Algebra (3 credits) UPI Study’s Principles of Statistics (3 credits) → Bottega’s BA235 Business Statistics (3 credits) UPI Study’s Introduction to Biology I (3 credits) → Bottega’s GS150 General Biology (3 credits) UPI Study’s Introduction to Biology II (3 credits) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Chemistry I (3 credits) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Introduction to Criminology (3 credits) → Bottega’s CJ201 Introduction to Criminology (3 credits) UPI Study’s Principles of Philosophy (3 credits) → Bottega’s Humanities Elective (3 credits) Advancing Global Learning Through Collaboration The UPI Study × Bottega University  articulation agreement represents more than a transfer partnership — it’s a shared mission to make higher education accessible, affordable, and directly connected to career growth. With this pathway, students can build an internationally recognized foundation for their U.S. degree at a fraction of the cost and complete their studies at one of the nation’s most innovative online universities. Start your journey today:

In an era where accessibility and academic flexibility define higher education, UPI Study  and Gracelyn University  have signed an articulation agreement to help students worldwide earn accredited U.S. degrees faster and more affordably. This partnership ensures that students completing ACE- and NCCRS-recommended UPI Study courses  can transfer those credits directly toward undergraduate programs at Gracelyn University , located in Dallas, Texas. The agreement reinforces a shared vision: creating equitable access to U.S. education through transparent credit transfer systems and flexible online learning options. About Gracelyn University Gracelyn University  is an accredited institution dedicated to serving adult learners and international students through flexible, affordable degree programs. The university focuses on providing real-world knowledge and practical skills in fields like business, healthcare, computer science, and the humanities. By recognizing UPI Study coursework for transfer credit, Gracelyn strengthens its commitment to student-centered education — allowing learners to start with foundational courses through UPI Study and seamlessly continue into Gracelyn’s degree pathways. How the Partnership Works Under this agreement, students who complete UPI Study’s evaluated courses can submit their transcripts directly to Gracelyn University for credit evaluation. Once verified, credits will count toward degree requirements, enabling students to save time and money while maintaining academic quality. The articulation also affirms that both institutions will collaborate to support student success, uphold accreditation standards, and streamline transcript processing for smoother enrollment transitions. UPI Study to Gracelyn University Course Equivalency Overview Below is the official equivalency chart  from the articulation agreement. Each UPI Study course has been reviewed and approved for transfer to Gracelyn University as part of the undergraduate degree curriculum. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → Gracelyn’s General Education: English 120 (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → Gracelyn’s Chemistry 111 (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → Gracelyn’s Computer Science 281 (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → Gracelyn’s Business 310 (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → Gracelyn’s Computer Science 200 (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → Gracelyn’s Computer Science 190 (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → Gracelyn’s Psychology 110 (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → Gracelyn’s Sociology 110 (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → Gracelyn’s Economics 252 (3 credits) UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → Gracelyn’s Accounting 210 (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → Gracelyn’s Economics 251 (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → Gracelyn’s Physics 200 (3 credits) UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → Gracelyn’s Finance 201 (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → Gracelyn’s Statistics 101 (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → Gracelyn’s Computer Science 230 (3 credits) UPI Study’s Business Law (3 credits, ACE ID: UPIS-0026) → Gracelyn’s BUS 250 (3 credits) UPI Study’s Cybersecurity (3 credits, ACE ID: UPIS-0024) → Gracelyn’s CS 270 (3 credits) UPI Study’s Environmental Science (3 credits, ACE ID: UPIS-0025) → Gracelyn’s ENV 121 (3 credits) UPI Study’s Introduction to Biology I (3 credits, ACE ID: UPIS-0009) → Gracelyn’s Biology 100 (3 credits) UPI Study’s Principles of Marketing (3 credits, ACE ID: UPIS-0015) → Gracelyn’s Marketing 102 (3 credits) UPI Study’s Principles of Philosophy (3 credits, ACE ID: UPIS-0004) → Gracelyn’s Philosophy 200 (3 credits) Computer Science and Information Technology UPI Study’s Introduction to HTML and CSS (3 credits) → Gracelyn’s Computer Science 180 (3 credits) UPI Study’s Introduction to Networking (3 credits) → Gracelyn’s Computer Science 196 (3 credits) UPI Study’s Programming in Python (3 credits) → Gracelyn’s Computer Science 230 (3 credits) UPI Study’s Software Engineering (3 credits) → Gracelyn’s Computer Science 301 (3 credits) UPI Study’s Database Programming (3 credits) → Gracelyn’s Computer Science 381 (3 credits) Healthcare, Math, and Psychology UPI Study’s Medical Terminology (3 credits) → Gracelyn’s Healthcare 120 (3 credits) UPI Study’s Healthcare Finance and Budgeting (3 credits) → Gracelyn’s Healthcare 301 (3 credits) UPI Study’s Business Math (3 credits) → Gracelyn’s Math 100 (3 credits) UPI Study’s Calculus I (4 credits) → Gracelyn’s Math 165 (4 credits) UPI Study’s Abnormal Psychology (3 credits) → Gracelyn’s Psychology 180 (3 credits) UPI Study’s Psychology of Personality (3 credits) → Gracelyn’s Psychology 300 (3 credits) UPI Study’s Educational Psychology (3 credits) → Gracelyn’s Psychology 120 (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits) → Gracelyn’s Criminology 150 (3 credits) UPI Study’s Principles of Philosophy (3 credits) → Gracelyn’s Philosophy 200 (3 credits) UPI Study’s Introduction to Sociology (3 credits) → Gracelyn’s Sociology 110 (3 credits) UPI Study’s Introduction to Biology I (3 credits) → Gracelyn’s Biology 100 (3 credits) UPI Study’s Physics I (3 credits) → Gracelyn’s Physics 200 (3 credits) Start your pathway today:   A Partnership Centered on Affordability and Access The UPI Study × Gracelyn University  agreement represents a powerful step toward democratizing global higher education. Students can begin earning U.S.-recognized credits online through UPI Study and continue seamlessly toward a bachelor’s degree at Gracelyn University. Both institutions share a mission to make education more inclusive, flexible, and affordable — empowering learners to shape their own academic journeys, wherever they are in the world.

Education today is not just about earning a diploma — it’s about building real, transferable value. That’s why UPI Study  and Bottega University  have formalized a partnership that expands access to affordable, accredited U.S. degrees for learners around the world. The articulation agreement, signed in March 2025 , ensures that students who complete ACE- and NCCRS-recommended UPI Study courses  can transfer those credits directly toward degree programs at Bottega University , a leader in online, project-based higher education. A Shared Vision for Accessible and Applied Learning Based in Salt Lake City, Utah, Bottega University  is known for combining academic rigor with real-world relevance — offering flexible degree programs in business, computer science, and liberal arts that prepare students for today’s evolving workforce. By recognizing UPI Study coursework  for transfer credit, Bottega University continues its mission of reducing barriers to higher education  and enabling students to begin their studies affordably while maintaining academic excellence. UPI Study’s model allows students to complete online courses evaluated by the American Council on Education (ACE)  and the National College Credit Recommendation Service (NCCRS) . These credits can then be officially applied to a Bottega University degree program, saving both time and tuition. How It Works Students can enroll in UPI Study courses for $99 per month , earn verified ACE or NCCRS transcripts, and transfer credits to Bottega University for evaluation and application toward an eligible bachelor’s degree. This articulation agreement ensures transparency in how credits are recognized, providing clear equivalencies between UPI Study courses and their Bottega University counterparts. UPI Study to Bottega University Course Equivalency Overview Below is a selection from the official equivalency chart included in the UPI Study × Bottega University Articulation Agreement . American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → Bottega’s EN115 Technical Writing for Business (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → Bottega’s General Science Elective (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → Bottega’s CS382 Database Foundations (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → Bottega’s BA252 New Venture Creation (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → Bottega’s General Technology Elective (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → Bottega’s CS301 Introduction to JavaScript (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → Bottega’s PY141 General Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → Bottega’s SO241 General Sociology (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → Bottega’s BA271 Macroeconomics (3 credits) UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → Bottega’s BA280 Accounting (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → Bottega’s BA272 Microeconomics (3 credits) UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → Bottega’s BA425 Finance (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → Bottega’s BA235 Business Statistics (3 credits) UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → Bottega’s CS277 Introduction to Python (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Managerial Accounting (3 credits) → Bottega’s BA280 Accounting (3 credits) UPI Study’s Business Essentials (3 credits) → Bottega’s BA201 Business Fundamentals (3 credits) UPI Study’s Principles of Management (3 credits) → Bottega’s BA205 Principles of Management (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits) → Bottega’s BA210 Organizational Behavior (3 credits) UPI Study’s Business Ethics (3 credits) → Bottega’s BA375 Ethical Decision Making (3 credits) UPI Study’s Project Management (3 credits) → Bottega’s BA490 Project Management (3 credits) UPI Study’s Business Law (3 credits) → Bottega’s BA420 Business Law (3 credits) UPI Study’s International Business (3 credits) → Bottega’s BA436 International Business (3 credits) UPI Study’s Human Resource Management (3 credits) → Bottega’s BA356 Human Resource Management (3 credits) UPI Study’s Entrepreneurship (3 credits) → Bottega’s BA252 New Venture Creation (3 credits) Computer Science and Information Technology UPI Study’s Computer Concepts and Applications (3 credits) → Bottega’s CS110 Introduction to Computers (3 credits) UPI Study’s Introduction to HTML and CSS (3 credits) → Bottega’s CS100 Coding Foundations (3 credits) UPI Study’s Introduction to JavaScript (3 credits) → Bottega’s CS301 Introduction to JavaScript (3 credits) UPI Study’s Programming in Python (3 credits) → Bottega’s CS277 Introduction to Python (3 credits) UPI Study’s Database Fundamentals (3 credits) → Bottega’s CS382 Database Foundations (3 credits) UPI Study’s Database Programming (3 credits) → Bottega’s CS383 Advanced Database Management (3 credits) Mathematics, Science, and Social Sciences UPI Study’s Business Math (3 credits) → Bottega’s MA125 College Algebra (3 credits) UPI Study’s Principles of Statistics (3 credits) → Bottega’s BA235 Business Statistics (3 credits) UPI Study’s Introduction to Biology I (3 credits) → Bottega’s GS150 General Biology (3 credits) UPI Study’s Introduction to Biology II (3 credits) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Chemistry I (3 credits) → Bottega’s GS210 Earth Science (3 credits) UPI Study’s Physics I (3 credits) → Bottega’s GS210 Earth Science (3 credits) Start your pathway today:   Expanding Global Access to Accredited Education This agreement underscores a mutual belief: quality education should be accessible, portable, and career-relevant. Students can now begin earning recognized U.S. college credits through UPI Study, then continue seamlessly into a Bottega University degree — combining affordability, flexibility, and international credibility.

In a world where education is rapidly evolving, UPI Study  and Dunlap-Stone University (DSU)  have joined hands to expand access to affordable, high-quality U.S. higher education. This partnership allows students around the world to earn recognized college credits online through UPI Study and transfer them seamlessly into undergraduate programs at Dunlap-Stone University. The agreement, signed in February 2025 , represents a shared vision: making higher education more inclusive, accessible, and globally connected. A Shared Commitment to Accessibility and Academic Rigor Dunlap-Stone University, based in Peoria, Arizona, is known for its innovative programs in international trade, logistics, and business administration. With a strong focus on working professionals, DSU emphasizes flexibility and real-world relevance — values closely aligned with UPI Study’s mission to provide affordable, accredited online learning  for learners everywhere. Through this articulation agreement, students can complete UPI Study’s ACE and NCCRS-evaluated courses  and apply them directly toward DSU degree requirements. The university recognizes the rigor of UPI Study’s academic framework and ensures that all transferred credits meet institutional quality standards. This partnership means that students can begin earning transferable college credit  for as little as $99 per month , gaining a head start on their degree without compromising academic integrity. How Credit Transfer Works Students who complete UPI Study courses receive official ACE or NCCRS transcripts, which DSU accepts for credit evaluation. Each course has been reviewed to determine the most appropriate Dunlap-Stone University equivalent. Once enrolled at DSU, these credits can be applied directly toward degree requirements, reducing both time to graduation and overall tuition costs. Below is the official course equivalency list  from the signed articulation agreement between UPI Study and Dunlap-Stone University. UPI Study to Dunlap-Stone University Course Equivalency Overview American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → DSU’s General Education Composition (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → DSU’s General Education Science (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → DSU’s General Education Technology (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → DSU’s BUS-204: Innovation and Entrepreneurship (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → DSU’s TECH-106: Intro to Computing (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → DSU’s General Education Technology (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → DSU’s PSY-132: Introduction to Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → DSU’s SOC-130: Introduction to Sociology (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → DSU’s ECON-264: Macroeconomics (3 credits) UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → DSU’s ACCT-201: Accounting I (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → DSU’s ECON-263: Microeconomics (3 credits) UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → DSU’s General Education Science (3 credits) UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → DSU’s FIN-300: Business Finance or FIN-302: Global Finance (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → DSU’s MATH-160: Intro to Statistics (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → DSU’s General Education Technology (3 credits) UPI Study’s Business Essentials (3 credits, NCCRS ID: Business 100) → DSU’s BUS-102: Introduction to Business (3 credits) UPI Study’s Principles of Management (3 credits, NCCRS ID: Business 101) → DSU’s MGT-335: Modern Management Principles (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits, NCCRS ID: Business 206) → DSU’s MGT-345: Organizational Behavior (3 credits) UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210) → DSU’s BUS-118: Business Writing (3 credits) UPI Study’s Business Ethics (3 credits, NCCRS ID: Business 211) → DSU’s BUS-303: Business Ethics (3 credits) UPI Study’s Project Management (3 credits, NCCRS ID: Business 230) → DSU’s MGT-390: Project Management (3 credits) UPI Study’s Business Law (3 credits, NCCRS ID: Business 250) → DSU’s BUS-440: Business Law (3 credits) UPI Study’s Human Resource Management (3 credits, NCCRS ID: Business 306) → DSU’s MGT-445: Human Resource Management (3 credits)UPI Study’s Globalization and International Management (3 credits, NCCRS ID: Business 309) → DSU’s Business Elective (3 credits) UPI Study’s Entrepreneurship (3 credits, NCCRS ID: Business 310) → DSU’s BUS-204: Innovation and Entrepreneurship (3 credits) Computer Science and Information Technology UPI Study’s Computer Concepts and Applications (3 credits) → DSU’s TECH-106: Intro to Computing (3 credits) UPI Study’s Introduction to HTML and CSS (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Introduction to Networking (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Programming in Python (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Cybersecurity (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Database Fundamentals (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Software Engineering (3 credits) → DSU’s General Education Technology (3 credits) UPI Study’s Systems Analysis and Design (3 credits) → DSU’s General Education Technology (3 credits) Healthcare, Math, and Psychology UPI Study’s Medical Terminology (3 credits) → DSU’s Elective (3 credits) UPI Study’s Healthcare Finance and Budgeting (3 credits) → DSU’s Business Elective (3 credits) UPI Study’s Business Math (3 credits) → DSU’s General Education Mathematics (3 credits) UPI Study’s Calculus I (4 credits) → DSU’s General Education Mathematics (4 credits) UPI Study’s Principles of Statistics (3 credits) → DSU’s MATH-160: Intro to Statistics (3 credits) UPI Study’s Abnormal Psychology (3 credits) → DSU’s PSY-305: Abnormal Psychology (3 credits) UPI Study’s Psychology of Personality (3 credits) → DSU’s PSY-360: Psychology of Personality (3 credits) UPI Study’s Advanced Social Psychology (3 credits) → DSU’s PSY-301: Social Psychology (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits) → DSU’s CJ-201: Criminology (3 credits) UPI Study’s Principles of Philosophy (3 credits) → DSU’s General Education Humanities (3 credits) UPI Study’s Introduction to Sociology (3 credits) → DSU’s SOC-130: Introduction to Sociology (3 credits) UPI Study’s Introduction to Biology I (3 credits) → DSU’s General Education Science (3 credits) UPI Study’s Chemistry I (3 credits) → DSU’s General Education Science (3 credits) UPI Study’s Physics I (3 credits) → DSU’s General Education Science (3 credits) Start earning transferable U.S. college credit today:   Empowering Students Through Recognized Learning The UPI Study × Dunlap-Stone University  articulation agreement reinforces a shared vision of accessible, globally recognized education . By aligning UPI Study’s evaluated coursework with DSU’s degree programs, this partnership allows students to save money, reduce duplication, and achieve meaningful academic progress — from anywhere in the world.

If you’ve ever thought about earning a U.S. degree but didn’t know where to start, this new partnership might be your answer.UPI Study has officially partnered with Columbia Southern University (CSU) to make transferring college credits easier, faster, and more affordable for students around the world. This means the courses you complete through UPI Study—whether in business, computer science, healthcare, or psychology—can now be transferred directly toward a degree program at CSU, a respected U.S. university known for its flexibility and online learning model. Why This Matters for Students Education is expensive, and starting over can feel discouraging. With this agreement, you don’t have to.You can begin your coursework with UPI Study for just $99 per month, earn credits that are ACE- and NCCRS-approved, and then apply those credits to Columbia Southern University once you’re ready to continue your degree. You’ll save both time and money, while earning credits that actually count. About Columbia Southern University Based in Alabama, Columbia Southern University has built a strong reputation for serving adult and international learners through fully online programs. It’s one of the most transfer-friendly universities in the United States, offering degree programs in business, criminal justice, information technology, health administration, and more. CSU’s flexible, asynchronous learning system lets you study at your own pace—something that aligns perfectly with UPI Study’s student-centered approach. Together, the two institutions are creating a bridge that connects affordable online learning with accredited degree completion. How the Transfer Works Start with UPI Study  — Enroll in flexible, self-paced courses. Earn ACE or NCCRS credits  — These are recognized across accredited U.S. universities. Apply to CSU  — Once accepted, your credits transfer directly toward your degree program. All courses have been reviewed by CSU to ensure academic alignment, and you can transfer up to 90 credits toward your bachelor’s degree. UPI Study to Columbia Southern University Course Equivalency Highlights Here’s how your UPI Study courses align with CSU programs. These are just some examples from the official articulation agreement. Business and Management UPI Study’s Managerial Accounting (3 credits) → CSU’s ACC 3301: Managerial Accounting (3 credits) UPI Study’s Principles of Management (3 credits) → CSU’s MGT 3301: Principles of Management (3 credits) UPI Study’s Business Communication (3 credits) → CSU’s COM 2301: Professional Communication (3 credits) UPI Study’s Business Ethics (3 credits) → CSU’s PHI 4301: Business Ethics (3 credits)UPI Study’s Human Resource Management (3 credits) → CSU’s HRM 3302: Human Resource Management (3 credits) UPI Study’s Project Management (3 credits) → CSU’s MGT 3302: Introduction to Project Management (3 credits) UPI Study’s Entrepreneurship (3 credits) → CSU’s Open Elective (3 credits) Computer Science and Information Technology UPI Study’s Fundamentals of Information Technology (3 credits) → CSU’s ITC 1301: Computer Essentials (3 credits) UPI Study’s Programming in Python (3 credits) → CSU’s ITC 3306: Operating Systems (3 credits) UPI Study’s Cybersecurity (3 credits) → CSU’s Open Elective (3 credits) UPI Study’s Database Fundamentals (3 credits) → CSU’s ITC 4302: Database Design and Implementation (3 credits) UPI Study’s Software Engineering (3 credits) → CSU’s ITC 4301: Systems Analysis and Design (3 credits) Economics and Finance UPI Study’s Microeconomics (3 credits) → CSU’s ECO 2301: Principles of Microeconomics (3 credits) UPI Study’s Macroeconomics (3 credits) → CSU’s ECO 2302: Principles of Macroeconomics (3 credits) UPI Study’s Principles of Finance (3 credits) → CSU’s FIN 3301: Financial Management (3 credits) Healthcare and Allied Sciences UPI Study’s Medical Terminology (3 credits) → CSU’s HCA 1301: Basic Medical Terminology (3 credits) UPI Study’s Healthcare Organization and Management (3 credits) → CSU’s HCA 3301: Health Care Management (3 credits) UPI Study’s Healthcare Finance and Budgeting (3 credits) → CSU’s HCA 4302: Financial Management in Health Care Organizations (3 credits) Marketing and Mathematics UPI Study’s Principles of Marketing (3 credits) → CSU’s MKT 3301: Principles of Marketing (3 credits) UPI Study’s Marketing Research (3 credits) → CSU’s MKT 3304: Marketing Research (3 credits) UPI Study’s Business Math (3 credits) → CSU’s Mathematics General Education (3 credits) UPI Study’s Calculus I (4 credits) → CSU’s MAT 2303: Calculus (4 credits) Humanities and Social Sciences UPI Study’s Introduction to Psychology (3 credits) → CSU’s PSY 1301: General Psychology (3 credits) UPI Study’s Abnormal Psychology (3 credits) → CSU’s PSY 2301: Abnormal Psychology (3 credits) UPI Study’s Sociology (3 credits) → CSU’s SOC 1301: Introduction to Sociology (3 credits) UPI Study’s Principles of Philosophy (3 credits) → CSU’s Humanities and Fine Arts Elective (3 credits) UPI Study’s Physics I (3 credits) → CSU’s PHY 1301: Physics I (3 credits) UPI Study’s Principles of Statistics (3 credits) → CSU’s MAT 2301: Elementary Statistics (3 credits) Why This Is a Big Deal For students, this partnership is about flexibility and opportunity. You can start earning credits online right now through UPI Study—without relocating or paying high tuition—and then transfer your progress to an accredited U.S. university like Columbia Southern. It’s a simple, proven, and affordable path to a recognized U.S. degree more worrying about whether your credits will count or having to start from scratch. Start your journey today Your path to a U.S. degree can start from wherever you are.Complete online courses with UPI Study, transfer them to Columbia Southern University, and earn your degree on your terms.

For thousands of students around the world, earning a U.S. degree is a lifelong goal—but often, the cost and complexity of credit transfer stand in the way. Now, UPI Study  and Thomas Edison State University (TESU)  have partnered to create a direct, affordable, and academically rigorous route to recognized U.S. credentials. This partnership builds on TESU’s legacy as one of America’s most flexible and transfer-friendly universities. By formally recognizing UPI Study’s ACE- and NCCRS-evaluated coursework , TESU now allows students to apply previously earned credits toward a bachelor’s degree—saving both time and money. A Partnership Built on Flexibility and Access TESU is known for serving adult learners, international students, and working professionals who need a university that fits their lives. Its degree programs are designed to honor prior learning, online coursework, and professional experience—making it a natural partner for UPI Study, whose affordable, accredited courses already meet ACE and NCCRS college credit standards. Under the new articulation agreement, students can complete UPI Study courses for as low as $99 per month  and transfer them directly to TESU for degree credit. This streamlined approach reduces duplication, accelerates completion, and provides a more inclusive path to a U.S. degree from a respected public university. How Credit Transfer Works Students who complete UPI Study courses receive verified ACE or NCCRS transcripts, which TESU recognizes under this agreement. Each course has been reviewed for academic equivalency, ensuring that learning outcomes match TESU’s degree requirements. Below is the official course equivalency list  as approved in the UPI Study–TESU Articulation Agreement (May 2025). UPI Study to Thomas Edison State University Course Equivalency Overview American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → TESU’s ENG-102: Business Communications (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → TESU’s SCI-105: Introduction to Chemistry (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → TESU’s Computer Science Elective (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → TESU’s BUS-401: Small Business Management (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → TESU’s Computer Science Elective (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → TESU’s Computer Science Elective (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → TESU’s PSY-101: Introduction to Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → TESU’s SOC-201: Introduction to Sociology (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → TESU’s ECO-102: Macroeconomics (3 credits) National College Credit Recommendation Service (NCCRS) Recommended Coursework UPI Study’s Managerial Accounting (3 credits, NCCRS ID: Accounting 210) → TESU’s Accounting Elective (3 credits) UPI Study’s Microeconomics (3 credits, NCCRS ID: Economics 251) → TESU’s ECO-101: Microeconomics (3 credits) UPI Study’s Principles of Finance (3 credits, NCCRS ID: Finance 201) → TESU’s FIN-101: Principles of Finance (3 credits) UPI Study’s Principles of Statistics (3 credits, NCCRS ID: Statistics 101) → TESU’s MAT-102: Introduction to Probability and Statistics (3 credits) UPI Study’s Programming in Python (3 credits, NCCRS ID: Computer Science 230) → TESU’s Computer Science Elective (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits, NCCRS ID: Business 206) → TESU’s BUS-306: Organizational Behavior (3 credits) UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210) → TESU’s ENG-102: Business Communication (3 credits) UPI Study’s Business Ethics (3 credits, NCCRS ID: Business 211) → TESU’s BUS-202: Business Ethics (3 credits) UPI Study’s Business Law (3 credits, NCCRS ID: Business 250) → TESU’s PLG-105: Business Law and Bankruptcy (3 credits) UPI Study’s International Business (3 credits, NCCRS ID: Business 300) → TESU’s BUS-201: International Business (3 credits) UPI Study’s Human Resources Management (3 credits, NCCRS ID: Business 306) → TESU’s BUS-111: Human Resources Management (3 credits) UPI Study’s Entrepreneurship (3 credits, NCCRS ID: Business 310) → TESU’s PLG-401: Small Business Administration (3 credits) Computer Science and Information Technology UPI Study’s Introduction to HTML and CSS (3 credits) → TESU’s Computer Science Elective (3 credits) UPI Study’s Introduction to JavaScript (3 credits) → TESU’s Computer Science Elective (3 credits) UPI Study’s Programming in Python (3 credits) → TESU’s Computer Science Elective (3 credits) UPI Study’s Cybersecurity (3 credits) → TESU’s Computer Science Elective (3 credits) UPI Study’s Software Engineering (3 credits) → TESU’s Computer Science Elective (3 credits) UPI Study’s Systems Analysis and Design (3 credits) → TESU’s Computer Science Elective (3 credits) Healthcare, Math, and Psychology UPI Study’s Healthcare Finance and Budgeting (3 credits) → TESU’s Healthcare Financial Management (3 credits) UPI Study’s Business Math (3 credits) → TESU’s MAT-201: Ideas in Math (3 credits) UPI Study’s Principles of Statistics (3 credits) → TESU’s MAT-102: Introduction to Probability and Statistics (3 credits) UPI Study’s Introduction to Psychology (3 credits) → TESU’s PSY-101: Introduction to Psychology (3 credits) UPI Study’s Educational Psychology (3 credits) → TESU’s PSY-204: Educational Psychology (3 credits) UPI Study’s Abnormal Psychology (3 credits) → TESU’s PSY-200: Abnormal Psychology (3 credits) UPI Study’s Psychology of Personality (3 credits) → TESU’s PSY-152: Psychology of Personality (3 credits) UPI Study’s Advanced Social Psychology (3 credits) → TESU’s PSY-315: Social Psychology (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits) → TESU’s PLG-103: Criminal Law (3 credits) UPI Study’s Principles of Philosophy (3 credits) → TESU’s Philosophy Elective (3 credits) UPI Study’s Introduction to Sociology (3 credits) → TESU’s SOC-201: Introduction to Sociology (3 credits) UPI Study’s Introduction to Biology I (3 credits) → TESU’s SCI-102: Introduction to Life Processes (3 credits) UPI Study’s Introduction to Biology II (3 credits) → TESU’s BIO-225: Microbiology (3 credits) UPI Study’s Chemistry I (3 credits) → TESU’s SCI-105: Introduction to Chemistry (3 credits) Start learning with UPI Study today:  Expanding Educational Opportunity This collaboration represents a meaningful step toward making higher education more flexible, transparent, and inclusive. By aligning UPI Study’s accredited coursework with TESU’s degree programs, students everywhere now have the chance to start their U.S. academic journey from anywhere in the world—without unnecessary repetition or financial strain. For learners who value progress, affordability, and recognition, this partnership turns possibility into a pathway.

For many students, earning a U.S. degree can feel out of reach because of high tuition costs and rigid enrollment pathways. UPI Study was designed to change that by offering affordable, accredited online courses that can be applied toward real university degrees. Among the U.S. universities that recognize ACE- and NCCRS-recommended coursework from UPI Study is Western Governors University (WGU)—one of the nation’s leading competency-based institutions. While UPI Study and WGU are not formally partnered, students can still submit their verified transcripts to WGU for credit evaluation and potential transfer toward eligible programs. A New Model for Affordable U.S. Education WGU has long been recognized for its innovative approach to higher education. The university’s competency-based model allows students to advance through coursework as soon as they demonstrate mastery, giving working professionals and international learners unprecedented flexibility. Students can now start with UPI Study’s accredited online courses and apply their completed credits directly toward relevant WGU programs, reducing overall tuition costs and degree completion time. Key highlights: Transfer UPI Study ACE- and NCCRS-approved credits directly into WGU degree programs Complete flexible, affordable online courses before enrollment Pay less and graduate sooner Focus on growing fields such as business, information technology, healthcare, and education UPI Study to Western Governors University Course Equivalency Overview Here is how UPI Study courses align with Western Governors University for credit transfer and program advancement. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → WGU’s Technical Communication (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → WGU’s Database Fundamentals (3 credits)UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → WGU’s Information Technology Foundations (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → WGU’s Scripting and Programming Applications (3 credits) UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011) → WGU’s Scripting and Programming Foundations (3 credits)UPI Study’s Cybersecurity (3 credits, ACE ID: UPIS-0024) → WGU’s Introduction to Cybersecurity (3 credits) UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016) → WGU’s Principles of Finance (3 credits)UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020) → WGU’s Managerial Accounting (3 credits) UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018) → WGU’s Microeconomics (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → WGU’s Macroeconomics (3 credits)UPI Study’s Principles of Marketing (3 credits, ACE ID: UPIS-0015) → WGU’s Principles of Marketing (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → WGU’s Introduction to Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → WGU’s Introduction to Sociology (3 credits)UPI Study’s Environmental Science (3 credits, ACE ID: UPIS-0025) → WGU’s Environmental Science (3 credits) UPI Study’s Introduction to Biology I (3 credits, ACE ID: UPIS-0009) → WGU’s General Biology (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → WGU’s Chemistry Fundamentals (3 credits) UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007) → WGU’s General Physics (3 credits) UPI Study’s Principles of Philosophy (3 credits, ACE ID: UPIS-0004) → WGU’s Introduction to Philosophy (3 credits) UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003) → WGU’s Applied Statistics (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Business Essentials (3 credits, NCCRS ID: Business 100) → WGU’s Business Management Foundations (3 credits) UPI Study’s Principles of Management (3 credits, NCCRS ID: Business 101) → WGU’s Principles of Management (3 credits) UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210) → WGU’s Business Communication (3 credits) UPI Study’s Business Ethics (3 credits, NCCRS ID: Business 211) → WGU’s Ethics in Business (3 credits) UPI Study’s Project Management (3 credits, NCCRS ID: Business 230) → WGU’s Project Management (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits, NCCRS ID: Business 206) → WGU’s Organizational Behavior (3 credits) UPI Study’s Entrepreneurship (3 credits, NCCRS ID: Business 310) → WGU’s Entrepreneurship (3 credits) UPI Study’s International Business (3 credits, NCCRS ID: Business 300) → WGU’s Global Business (3 credits) UPI Study’s Human Resources Management (3 credits, NCCRS ID: Business 306) → WGU’s Human Resource Management (3 credits) UPI Study’s Financial Management (3 credits, NCCRS ID: Finance 204) → WGU’s Financial Management (3 credits) UPI Study’s Marketing Research (3 credits, NCCRS ID: Marketing 300) → WGU’s Marketing Applications (3 credits) UPI Study’s Current Trends in Computer Science (3 credits, NCCRS ID: Computer Science 140) → WGU’s Emerging Technologies in IT (3 credits) Computer Science and Information Technology UPI Study’s Introduction to HTML and CSS (3 credits) → WGU’s Web Development Foundations (3 credits) UPI Study’s Database Fundamentals (3 credits) → WGU’s Database Management (3 credits) UPI Study’s Programming in Python (3 credits) → WGU’s Scripting and Programming Foundations (3 credits) UPI Study’s Software Engineering (3 credits) → WGU’s Software Engineering (3 credits) UPI Study’s Cybersecurity (3 credits) → WGU’s Introduction to Cybersecurity (3 credits) Healthcare, Math, and Psychology UPI Study’s Medical Terminology (3 credits) → WGU’s Healthcare Terminology (3 credits) UPI Study’s Healthcare Finance and Budgeting (3 credits) → WGU’s Healthcare Finance (3 credits) UPI Study’s Business Math (3 credits) → WGU’s Quantitative Analysis (3 credits) UPI Study’s Calculus I (4 credits) → WGU’s Applied Calculus (4 credits) UPI Study’s Principles of Statistics (3 credits) → WGU’s Applied Statistics (3 credits) UPI Study’s Introduction to Psychology (3 credits) → WGU’s Introduction to Psychology (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits) → WGU’s Introduction to Criminal Justice (3 credits) UPI Study’s Principles of Philosophy (3 credits) → WGU’s Introduction to Philosophy (3 credits) UPI Study’s Introduction to Sociology (3 credits) → WGU’s Introduction to Sociology (3 credits) UPI Study’s Environmental Science (3 credits) → WGU’s Environmental Science (3 credits) UPI Study’s Introduction to Biology I (3 credits) → WGU’s General Biology (3 credits) UPI Study’s Chemistry I (3 credits) → WGU’s Chemistry Fundamentals (3 credits) Start your journey today:   Empowering Students Through Flexible, Recognized Learning UPI Study and Western Governors University represents a shared mission: to make higher education accessible, practical, and affordable for every student. By recognizing the value of prior learning, both institutions are creating an academic model built on efficiency and flexibility. Students can begin earning college credits online through UPI Study for just $99 per month  and transfer those credits directly toward a WGU degree. The result is a streamlined, student-first pathway to completing a respected U.S. credential.

For parents, few opportunities have the potential to change a child’s future as much as the Education Savings Account (ESA) . This state-funded programme gives families thousands of dollars per year, per student, to spend on approved educational services, putting you in the driver’s seat when it comes to designing your child’s learning path. And while most parents think of using ESA funds for tuition or textbooks, they can also be applied to something with an even bigger long‑term payoff: earning college credits  while still in high school. What is an ESA and How Does it Work? An ESA is a dedicated account funded by the state for eligible students. Instead of the money being sent directly to a public school, it is deposited into your account. You then decide how to spend it on your child’s education, provided the expenses are approved under the programme guidelines. This model is designed to give families flexibility and control. Whether your child thrives in a private classroom, a homeschool setup, online programmes, or a blend of all three, the ESA allows you to choose without the full financial burden. Who is Eligible? ESA eligibility is being phased in over time. At present, priority is given to: Students from low‑income households Students with disabilities Foster children Children of active‑duty military families Students leaving underperforming schools Over the next few years, eligibility will expand until every student in the state can apply. Even if you’re unsure, it’s worth checking — many families discover they qualify sooner than expected. How Much Funding Can Families Receive? The amount varies depending on your child’s grade level, but it’s typically several thousand dollars per student, per year. For a family with multiple children, the combined ESA funding can represent a significant annual education budget. What Can ESA Funds Be Used For? Approved ESA uses include: Private school tuition Homeschool curriculum and materials Educational technology and learning software Tutoring and therapy services Standardised test fees and preparation courses (SAT, ACT, AP exams) Accredited college‑level courses through dual enrolment It’s this last category that can make the most lasting difference for your child. Using ESA for College Credits with UPI Study UPI Study  is an ESA‑approved provider offering real, transferable U.S. college credit courses online. With ESA funding, students can start as early as Grade 8. This is called dual enrollment, where students complete high school requirements while also earning university credits. Benefits of ESA‑funded Dual Enrolment with UPI Study: Time Saved:  Students can graduate high school with one to two years of college already completed. Cost Reduction:  ESA funds cover tuition for courses now, reducing future university expenses. Flexibility:  Online, self‑paced classes that fit around any schedule. Readiness:  Optional SAT/ACT prep helps students strengthen their admissions profile. Costs and Payment Process UPI Study requires a one‑time registration fee of $250 , which covers the student until the end of high school. ESA funds can then be applied to course tuition. Payments are processed through ClassWallet , the state’s secure ESA payment platform, making it straightforward for families to use their funds without handling reimbursements. Step‑by‑Step: How to Get Started Check Your Eligibility  — Visit the state ESA portal. Apply  — Submit your application with the necessary documents. Approval  — If accepted, your ESA will be funded. Select Courses  — Work with UPI Study to choose the best options for your child. Pay via ClassWallet  — Direct from your ESA account. Why This Matters for Parents Now The ESA is more than a funding programme — it’s a way to reshape your child’s education. Instead of waiting until high school graduation to start college, your child can take a more efficient path, saving both time and money. With the right plan, an ESA can pay for an education that is richer, more personalised, and more future‑focused. For parents ready to take control, it’s an opportunity that shouldn’t be missed.

Many Arkansas families are discovering they can use ESA funds for real college courses. When Lisa Harper from Conway first heard about Arkansas ESA college courses , she assumed it was something only meant for top-tier students already planning for Ivy League schools. Her son Caleb is smart and curious, but he prefers robotics and hands-on projects over writing essays or taking extra tests. “I didn’t think this was for us,” Lisa says. “I thought it would be complicated or that Caleb would have to meet a bunch of special requirements.” That changed when a friend from her homeschool group sent her a link to the  Arkansas Department of Education’s Education Freedom Account program . She learned their $6,864 annual allocation could be used through  ClassWallet  to pay for approved educational vendors, including UPI Study, which offers online college-level courses that count for real credit. Two weeks later, Caleb was starting his first computer science course without his parents paying a single dollar out of pocket. What the Education Freedom Account actually is The Education Freedom Account (EFA) program started in 2023 as part of the LEARNS Act. It gives families a set amount of money each school year to spend on educational expenses they choose. For the 2025–2026 school year , EFA funding has been set so families know exactly what they can budget for educational expenses. Students who are not receiving a Succeed Scholarship will have $6,864  available for the year, paid in quarterly installments of $1,716  through ClassWallet. Those who are Succeed Scholarship recipients will receive $7,627  for the year, or $1,906.75  each quarter. These figures are the net amounts after transaction fees, meaning families can use the full allocation toward approved educational costs.( Arkansas Department of Education ). Parents can use it for tuition, textbooks, tutoring, therapy, technology, and even Arkansas ESA college courses . ClassWallet is the system that processes the payments and shows the list of approved providers. Many parents first hear about the program when they are looking for help paying for private school. What they often do not realize is that the same funding can help their child earn college credits before finishing high school. Why this matters for your family’s budget  Every college credit earned during high school is one less to pay for later. College in Arkansas is not cheap. The  National Center for Education Statistics  reports the average in-state tuition for public four-year universities is now over $10,000 a year, and that does not include housing, meals, or fees. If your child earns even 30 credits in high school through Arkansas ESA college courses , you could save $20,000 or more in tuition alone. That is before considering the savings on living expenses from finishing college early. Students who arrive at college with credits often have more options. They can graduate sooner, add a second major, or take internships without worrying about delaying graduation. Why parents often overlook this Mark Ellison, Director of the Arkansas Homeschool Alliance, says most families focus their ESA funds on what they need right now. “They think about covering this year’s books or curriculum. They are not always thinking about how to use the money to get ahead for college.” In smaller towns and homeschool circles, college credit is usually linked to AP classes or dual enrollment with a local college. If there is no college nearby or the high school does not offer these programs, parents assume early credit is not possible. ESA funding through ClassWallet changes that. It gives access to online providers like UPI Study that make accredited courses available to any approved family starting as early as ninth grade. How the process actually works  Students who start with ESA funded college credit often arrive more confident on campus. Lisa Harper says she was surprised by how straightforward the process was. First, she logged into ClassWallet and opened the vendor directory. She typed “UPI Study” into the search bar, found the listing, and selected a course. Then she submitted it for ESA approval. Four days later, she had confirmation and Caleb was ready to start. Courses are online and self-paced but have structure to keep students on track. Caleb says he likes being able to work ahead in weeks when his robotics schedule is lighter. Not only for “gifted” students One of the most common misconceptions is that Arkansas ESA college courses  are only for advanced students. In reality, many courses are entry-level introductions with support built in for younger learners. These courses give students a taste of college expectations while still having the safety net of being at home. Parents can see how their child handles the workload before committing to more credits. Real families, real results The Harper family is just one example. In Jonesboro, the Perez family used ESA funds to help their daughter Sofia finish two semesters’ worth of general education credits before graduating high school. In Fort Smith, the Long family focused on business and communication courses to give their son a head start toward a marketing degree. All of them began in the same way by logging into ClassWallet and checking the vendor list. “This opportunity was sitting there the whole time,” Lisa says. “We just did not know to look for it.” How this could change the game for Arkansas students If even a quarter of families using ESA funds chose to enroll in Arkansas ESA college courses , thousands of students could leave high school with a year or more of college already complete. That could mean less debt, more career options, and faster entry into the workforce. It is also a way to level the playing field for students who might not have access to early college opportunities otherwise. Taking action now Lisa’s advice to other parents is simple. “Do not wait until senior year to think about college. Even one or two courses now can build confidence and save money later.” Caleb is on track to graduate high school with at least 24 credits. “It feels good to know I am already working toward my degree,” he says. For parents, the message is clear. The money is there. The opportunity is there. All it takes is logging into ClassWallet and starting the process.

How Arkansas EFA Private School Funding Changed Everything When Sarah Mitchell from Bentonville first toured a small private Christian school for her son Ethan, she fell in love with the warm classrooms, the attentive teachers, and the challenging curriculum. But her excitement faded when she saw the tuition: $9,500 a year . “We just couldn’t make it work,” Sarah recalls. “We wanted Ethan to have smaller class sizes and a values-based education, but the numbers just didn’t add up.” Everything changed when Sarah’s friend told her about the Arkansas EFA private school funding  program. Suddenly, the dream that felt out of reach became possible. Through the program, her family received $6,864  for the 2025–2026 school year. This covered more than 70% of tuition, and with some careful budgeting, they were able to enroll Ethan that fall. Not only that, but they used leftover funds from their ClassWallet account to pay for a math tutoring program that boosted his grades and confidence. Understanding the Arkansas EFA Private School Funding Program The Arkansas EFA private school funding  program is part of the state’s Education Freedom Account initiative, created in 2023 under the LEARNS Act. It allows parents to use state education funds for approved private schools and other educational services instead of being limited to public school options. For the 2025–2026 school year, the funding levels are: Non-Succeed Scholarship students:  $6,864 per year, paid quarterly at $1,716 Succeed Scholarship students:  $7,627 per year, paid quarterly at $1,906.75 ( Arkansas Department of Education ) These amounts are net of transaction fees, meaning families can spend the entire allocation on tuition and other approved costs. How ClassWallet Makes Arkansas EFA Private School Funding Simple All Arkansas EFA private school funding  is managed through   ClassWallet , a secure online platform. Here’s how Sarah used it for Ethan: Logged into ClassWallet and found her private school on the approved vendor list. Entered the tuition amount and requested payment directly from her EFA funds. Tracked her remaining balance online, which allowed her to plan for additional tutoring services. No waiting for reimbursements. No complicated paperwork. Just a direct, streamlined process. What Can Arkansas EFA Private School Funding Be Used For Besides Tuition? One of the most powerful aspects of the Arkansas EFA private school funding  program is its flexibility. Parents can also use funds for: Textbooks and curriculum materials School-required uniforms Specialized tutoring or enrichment programs Special education services Technology and internet access for learning Standardized test preparation Accredited online courses that earn college credit This means families like Sarah’s can customize their child’s learning experience and even get a head start on college. Real Results: Academic and Emotional Impact Within his first year, Ethan’s confidence soared. His smaller class sizes meant more one-on-one attention, and the math tutoring funded through the Arkansas EFA private school funding  helped him move from a C to an A in the subject. “He comes home excited about school now,” Sarah says. “It’s not just grades, it’s his happiness, his curiosity. We’re seeing him thrive in ways we never imagined.” Why Arkansas EFA Private School Funding Matters for Educational Equity Historically, private schools have been out of reach for many families, especially those outside major cities or in lower-income brackets. The Arkansas EFA private school funding  program changes that. By covering a substantial portion of tuition, it allows middle-income and working-class families to consider private school options they previously couldn’t afford. Research from  EdChoice  shows that when parents have the ability to choose their child’s school, satisfaction rates rise and student outcomes often improve. Step-by-Step: How to Make the Most of Arkansas EFA Private School Funding Check School Eligibility  – Make sure your preferred private school is on the Arkansas EFA approved vendor list. Log In to ClassWallet  – Create or access your account to manage funds. Submit a Tuition Request  – Pay directly from your EFA balance without using personal funds first. Track Remaining Funds  – Use leftover money for tutoring, enrichment, or early college credit programs. Plan Ahead  – Coordinate with your school on deadlines and additional opportunities. Expert Insight on Arkansas EFA Private School Funding According to Laura Simmons, a private school administrator in Fayetteville: “We’ve welcomed students from families who never thought private education was possible. The Arkansas EFA private school funding program has not only diversified our classrooms but has also allowed students to access enrichment opportunities that set them up for future success.” Key Takeaways for Parents About Arkansas EFA Private School Funding The Arkansas EFA private school funding  program can cover most or all of a child’s tuition. Managed through ClassWallet, the process is simple and transparent. Remaining funds can be applied to tutoring, test prep, or college-level courses. The program helps level the playing field, giving more families access to high-quality private education.

A Missed Opportunity Most Parents Don’t See Coming Every year in Arkansas, thousands of students miss out on scholarship money  — not because they aren’t smart enough, but because their SAT or ACT scores fall just a few points short. What most parents don’t realize is that those few points could be worth thousands of dollars  in merit aid. And now, with the Arkansas EFA SAT ACT prep funding , you don’t have to pay out of pocket to help your child get there. The Power of Arkansas EFA SAT ACT Prep Funding The Arkansas Education Freedom Account (EFA), launched under the LEARNS Act in 2023, gives families the power to choose how to spend their child’s state education dollars. For the 2025–2026 school year, those amounts are: Non-Succeed Scholarship students:  $6,864 per year ($1,716 per quarter) Succeed Scholarship students:  $7,627 per year ($1,906.75 per quarter) ( Arkansas Department of Education ) And here’s the part many families overlook — this money can pay for SAT and ACT prep programs  if the provider is on the approved vendor list. Why Test Prep Still Matters in 2025 Some colleges are going test-optional. But for scholarships, test scores still matter  — a lot. The College Board  says a 100-point SAT score increase can mean thousands more in scholarship offers. ACT, Inc.  reports students who receive structured coaching improve their scores by 1–3 points on average, enough to open doors to more competitive schools and better aid packages. When you use Arkansas EFA SAT ACT prep funding , you’re essentially turning state dollars into scholarship dollars. How to Use Arkansas EFA SAT ACT Prep Funding Through ClassWallet If you’re approved for the Arkansas EFA, everything runs through   ClassWallet . Here’s the simple playbook: Log into your ClassWallet account. Search for approved SAT or ACT prep vendors. Submit a payment request from your EFA balance. Track your remaining funds to plan for other expenses — such as dual-credit courses or test fees. No reimbursements. No upfront bills. Just direct payments. A Parent’s Story: From Average to Exceptional Last spring, Jennifer Lawson from Conway was worried. Her daughter, Mia, was aiming for a nursing program that required a minimum ACT score of 25 . On her first try, she scored a 22. Jennifer used Arkansas EFA SAT ACT prep funding  to enroll Mia in an intensive eight-week ACT prep course. With weekly practice exams and targeted coaching, Mia’s second attempt scored a 27 — enough to secure a $5,000 annual scholarship  at her chosen college. “I never thought test prep could make that much difference,” Jennifer says. “But it changed everything — and we didn’t spend a dime out of our own pocket.” Making Arkansas EFA SAT ACT Prep Work Harder for You The smartest families aren’t just using Arkansas EFA SAT ACT prep funding  for test coaching alone. They’re combining it with: Dual-credit courses  — so a student graduates high school with both high test scores and college credits. Subject-specific tutoring  — improving grades and reinforcing key test concepts. Official test registration fees  — if offered by approved vendors, so the prep and the exam are covered. This layered approach makes the EFA go further — boosting both admissions chances and scholarship potential. Expert Advice on Arkansas EFA SAT ACT Prep Funding Dr. Samuel Greene, a college admissions consultant, explains it simply: “The return on investment here is massive. If your child raises their ACT score by just two points, that could mean $10,000 more in scholarships over four years. The Arkansas EFA lets you make that investment without touching your savings.” Final Word for Parents You already have the money. The question is whether you’ll use it in a way that could change your child’s future. The Arkansas EFA SAT ACT prep funding  isn’t just about test scores. It’s about confidence, opportunity, and giving your child the freedom to apply to the colleges they really want — without being held back by cost.

For many students, the dream of earning a U.S. degree comes with one big obstacle: wasted credits. Every year, countless learners lose time and money retaking courses that could have transferred toward their program. A new collaboration between UPI Study  and Crest Point University  aims to change that. The two institutions have established a formal credit transfer partnership , ensuring that coursework completed through UPI Study can now count directly toward degrees at Crest Point University. The agreement, finalized in May 2025, recognizes UPI Study’s ACE- and NCCRS-approved courses, making it easier for students to continue their education in the United States without starting over. A Modern Approach to College Transfer Crest Point University has built a reputation for its adaptable academic model and commitment to affordable education. By evaluating and accepting college-level learning from accredited sources like UPI Study, Crest Point is creating smoother transfer pathways for students from around the world. Students can now begin their studies online with UPI Study and complete the remainder of their degree with Crest Point’s accredited programs. This model provides a cost-effective alternative to the traditional four-year route while maintaining rigorous academic standards. Key highlights: Transfer previously earned UPI Study credits directly to Crest Point programs Complete coursework at a fraction of the traditional cost Choose from flexible online and hybrid degree options Focus on high-demand fields such as business, computer science, healthcare, and psychology How the Partnership Works Under the new articulation agreement, Crest Point University will accept a wide range of UPI Study courses for transfer credit. These equivalencies have been reviewed and verified to align with Crest Point’s academic outcomes. Below is an overview of how UPI Study coursework maps to Crest Point degree programs. UPI Study to Crest Point University Course Equivalency Overview Here is how UPI Study courses align with Crest Point University equivalents for seamless and transparent credit transfer. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014) → Crest Point’s ENG-102: Business Communications (3 credits) UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008) → Crest Point’s SCI-105: Introduction to Chemistry (3 credits) UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019) → Crest Point’s BUS-401: Small Business Management (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006) → Crest Point’s PSY-101: Introduction to Psychology (3 credits) UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005) → Crest Point’s SOC-201: Introduction to Sociology (3 credits) UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017) → Crest Point’s ECO-102: Macroeconomics (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Managerial Accounting (3 credits, NCCRS ID: Accounting 210) → Crest Point’s Accounting Equivalency (3 credits) UPI Study’s Microeconomics (3 credits, NCCRS ID: Economics 251) → Crest Point’s ECO-101: Microeconomics (3 credits) UPI Study’s Principles of Finance (3 credits, NCCRS ID: Finance 201) → Crest Point’s FIN-101: Principles of Finance (3 credits) UPI Study’s Principles of Statistics (3 credits, NCCRS ID: Statistics 101) → Crest Point’s MAT-102: Introduction to Probability and Statistics (3 credits) UPI Study’s Leadership and Organizational Behavior (3 credits, NCCRS ID: Business 206) → Crest Point’s BUS-306: Organizational Behavior (3 credits) UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210) → Crest Point’s ENG-102: Business Communications (3 credits) UPI Study’s Business Ethics (3 credits, NCCRS ID: Business 211) → Crest Point’s BUS-202: Business Ethics (3 credits) UPI Study’s Business Law (3 credits, NCCRS ID: Business 250) → Crest Point’s PLG-105: Business Law and Bankruptcy (3 credits) UPI Study’s International Business (3 credits, NCCRS ID: Business 300) → Crest Point’s BUS-201: International Business (3 credits) UPI Study’s Human Resources Management (3 credits, NCCRS ID: Business 306) → Crest Point’s BUS-111: Human Resources Management (3 credits) UPI Study’s Entrepreneurship (3 credits, NCCRS ID: Business 310) → Crest Point’s PLG-401: Small Business Administration (3 credits) UPI Study’s Financial Management (3 credits, NCCRS ID: Finance 204) → Crest Point’s FIN-401: Corporate Financial Management (3 credits) UPI Study’s Principles of Marketing (3 credits, NCCRS ID: Marketing 102) → Crest Point’s BUS-102: Principles of Marketing (3 credits) Computer Science and Information Technology UPI Study’s Introduction to HTML and CSS (3 credits) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Introduction to JavaScript (3 credits) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Fundamentals of Information Technology (3 credits) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Cybersecurity (3 credits) → Crest Point’s Computer Science Equivalency (3 credits) UPI Study’s Software Engineering (3 credits) → Crest Point’s Computer Science Equivalency (3 credits) Healthcare, Math, and Psychology UPI Study’s Healthcare Finance and Budgeting (3 credits) → Crest Point’s Healthcare Financial Management (3 credits) UPI Study’s Business Math (3 credits) → Crest Point’s MAT-201: Ideas in Math (3 credits) UPI Study’s Principles of Statistics (3 credits) → Crest Point’s MAT-102: Introduction to Probability and Statistics (3 credits) UPI Study’s Introduction to Psychology (3 credits) → Crest Point’s PSY-101: Introduction to Psychology (3 credits) UPI Study’s Educational Psychology (3 credits) → Crest Point’s PSY-204: Educational Psychology (3 credits) UPI Study’s Abnormal Psychology (3 credits) → Crest Point’s PSY-200: Abnormal Psychology (3 credits) UPI Study’s Psychology of Personality (3 credits) → Crest Point’s PSY-152: Psychology of Personality (3 credits) UPI Study’s Advanced Social Psychology (3 credits) → Crest Point’s PSY-315: Social Psychology (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits) → Crest Point’s PLG-103: Criminal Law (3 credits) UPI Study’s Principles of Philosophy (3 credits) → Crest Point’s Philosophy Equivalency (3 credits) UPI Study’s Introduction to Sociology (3 credits) → Crest Point’s SOC-201: Introduction to Sociology (3 credits) UPI Study’s Introduction to Biology I (3 credits) → Crest Point’s SCI-102: Introduction to Life Processes (3 credits) UPI Study’s Introduction to Biology II (3 credits) → Crest Point’s BIO-225: Microbiology (3 credits) UPI Study’s Chemistry I (3 credits) → Crest Point’s SCI-105: Introduction to Chemistry (3 credits) Enroll today and begin building your degree with confidence. Start at UPI Study Building a Smarter Path to a U.S. Degree The partnership between UPI Study and Crest Point University represents a growing movement toward accessibility and credit transparency in higher education. For students, it offers a practical and affordable way to earn a recognized U.S. degree without unnecessary repetition or cost. Learners can begin with UPI Study’s flexible, accredited online courses for just $99 per month , then seamlessly continue their studies at Crest Point University through this verified transfer pathway.

If you’ve been thinking about transferring to finish your degree, you’re not alone. Every year, thousands of students across the U.S. move from one college to another looking for better programs, smaller class sizes, or a more affordable path to graduation. One school that keeps coming up in those conversations is Indiana Tech University, a transfer-friendly college that’s big on flexibility and real-world learning. Why Students Transfer to Indiana Tech Transferring is all about finding a place that fits your goals. Indiana Tech is known for helping students pick up where they left off without losing valuable credits or time. Located in Fort Wayne, Indiana, it offers a mix of in-person and online programs in areas like business, engineering, computer science, and cybersecurity. Here’s what makes it stand out for transfer students: • Easy credit transfer policies, so most students keep a large share of their previous credits. • Small class sizes, with more personal attention and support from professors. • Career-focused majors, designed to lead to real jobs, not just degrees. How Credit Transfer Works Every college in the U.S. uses a credit system to track your progress. Most bachelor’s degrees require around 120 credits to graduate. If you’ve already earned 60 credits from another school, you’re halfway there. Indiana Tech reviews your transcripts course by course to see which credits can transfer. If you’ve taken similar general education or major courses elsewhere, there’s a good chance they’ll count toward your degree. The best part? You can find out before applying. UPI Study helps students review and organize their completed coursework so they know exactly what will transfer and what’s still needed to finish. How Much You’ll Pay One reason students choose Indiana Tech is because it’s affordable compared to many private universities. Tuition and housing combined average around $40,000 a year, but nearly every student receives financial aid or scholarships. After aid, many pay closer to $20,000–$25,000 annually. If you transfer credits, you also save money by needing fewer semesters to graduate. That means less tuition, fewer fees, and a faster start to your career. Career Outcomes Indiana Tech isn’t just about earning a degree; it’s about getting a job that matches your education. Students in programs like business, information technology, and engineering report strong employment outcomes and salaries after graduation. The university’s career services office helps with internships, networking, and job placement while you’re still a student. It’s a university that focuses on what happens next, not just what happens in class. How UPI Study Can Help You Plan Your Transfer If you’re still at a community college or juggling part-time classes, UPI Study can help you take the next step. UPI offers accredited, transferable online courses that count toward college credit. You can use them to complete general education or elective requirements before transferring. That way, you’ll have more credits ready when you apply to Indiana Tech and less left to finish later. It’s a simple way to save time, lower costs, and make your transfer smoother. UPI Study to Indiana Tech University Course Equivalency Overview Here’s how your UPI Study  courses align with Indiana Tech University  equivalents for seamless credit transfer. American Council on Education (ACE) Recommended Coursework UPI Study’s Advanced Technical Writing (3 credits, ACE ID: UPIS-0014)  → Indiana Tech’s EET 2000 (3 credits)UPI Study’s Chemistry I (3 credits, ACE ID: UPIS-0008)  → Indiana Tech’s CH 1220 (3 credits)UPI Study’s Database Fundamentals (3 credits, ACE ID: UPIS-0010)  → Indiana Tech’s CS 2500 (3 credits)UPI Study’s Entrepreneurship (3 credits, ACE ID: UPIS-0019)  → Indiana Tech’s BA 3560 (3 credits)UPI Study’s Fundamentals of Information Technology (3 credits, ACE ID: UPIS-0012)  → Indiana Tech’s IS 1150 (3 credits)UPI Study’s Introduction to JavaScript (3 credits, ACE ID: UPIS-0013)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Introduction to Psychology (3 credits, ACE ID: UPIS-0006)  → Indiana Tech’s PSY 1700 (3 credits)UPI Study’s Introduction to Sociology (3 credits, ACE ID: UPIS-0005)  → Indiana Tech’s SS 2800 (3 credits)UPI Study’s Macroeconomics (3 credits, ACE ID: UPIS-0017)  → Indiana Tech’s ECON 2200 (3 credits)UPI Study’s Managerial Accounting (3 credits, ACE ID: UPIS-0020)  → Indiana Tech’s ACC 2140 (3 credits)UPI Study’s Microeconomics (3 credits, ACE ID: UPIS-0018)  → Indiana Tech’s ECON 2210 (3 credits)UPI Study’s Physics I (3 credits, ACE ID: UPIS-0007)  → Indiana Tech’s PH 1300 (3 credits)UPI Study’s Principles of Finance (3 credits, ACE ID: UPIS-0016)  → Indiana Tech’s FIN 3600 (3 credits)UPI Study’s Principles of Statistics (3 credits, ACE ID: UPIS-0003)  → Indiana Tech’s MA EL (3 credits)UPI Study’s Programming in Python (3 credits, ACE ID: UPIS-0011)  → Indiana Tech’s CS 1300 (3 credits)UPI Study’s Business Law (3 credits, ACE ID: UPIS-0026)  → Indiana Tech’s BA EL (3 credits)UPI Study’s Cybersecurity (3 credits, ACE ID: UPIS-0024)  → Indiana Tech’s CYS 1100 (3 credits)UPI Study’s Environmental Science (3 credits, ACE ID: UPIS-0025)  → Indiana Tech’s BIO 1170 (3 credits)UPI Study’s Introduction to Biology I (3 credits, ACE ID: UPIS-0009)  → Indiana Tech’s BIO 1000 (3 credits)UPI Study’s Introduction to Biology II (3 credits, ACE ID: UPIS-0027)  → Indiana Tech’s BIO EL (3 credits)UPI Study’s Principles of Marketing (3 credits, ACE ID: UPIS-0015)  → Indiana Tech’s BA 2500 (3 credits)UPI Study’s Principles of Philosophy (3 credits, ACE ID: UPIS-0004)  → Indiana Tech’s HUM EL (3 credits) National College Credit Recommendation Service (NCCRS) Coursework UPI Study’s Managerial Accounting (3 credits, NCCRS ID: Accounting 210)  → Indiana Tech’s ACC 2140 (3 credits)UPI Study’s Business Essentials (3 credits, NCCRS ID: Business 100)  → Indiana Tech’s BA EL (3 credits)UPI Study’s Principles of Management (3 credits, NCCRS ID: Business 101)  → Indiana Tech’s BA 2010 (3 credits)UPI Study’s Foundations of Leadership (3 credits, NCCRS ID: Business 205)  → Indiana Tech’s BA EL (3 credits)UPI Study’s Leadership and Organizational Behavior (3 credits, NCCRS ID: Business 206)  → Indiana Tech’s BA 3710 (3 credits)UPI Study’s Business Communication (3 credits, NCCRS ID: Business 210)  → Indiana Tech’s BA 2310 (3 credits)UPI Study’s Business Ethics (3 credits, NCCRS ID: Business 211)  → Indiana Tech’s BA EL (3 credits)UPI Study’s Leading Organizational Change (3 credits, NCCRS ID: Business 213)  → Indiana Tech’s OL 3200 (3 credits)UPI Study’s Project Management (3 credits, NCCRS ID: Business 230)  → Indiana Tech’s BA 3110 (3 credits)UPI Study’s International Business (3 credits, NCCRS ID: Business 300)  → Indiana Tech’s BA EL (3 credits)UPI Study’s Human Resources Management (3 credits, NCCRS ID: Business 306)  → Indiana Tech’s BA 2410 (3 credits)UPI Study’s Globalization and International Management (3 credits, NCCRS ID: Business 309)  → Indiana Tech’s BA 2430 (3 credits)UPI Study’s Entrepreneurship (3 credits, NCCRS ID: Business 310)  → Indiana Tech’s BA 3560 (3 credits)UPI Study’s Microeconomics (3 credits, NCCRS ID: Economics 251)  → Indiana Tech’s ECON 2210 (3 credits)UPI Study’s Macroeconomics (3 credits, NCCRS ID: Economics 252)  → Indiana Tech’s ECON 2200 (3 credits)UPI Study’s Principles of Finance (3 credits, NCCRS ID: Finance 201)  → Indiana Tech’s FIN 3600 (3 credits)UPI Study’s Marketing Research (3 credits, NCCRS ID: Marketing 300)  → Indiana Tech’s BA 3300 (3 credits)UPI Study’s Current Trends in Computer Science (3 credits, NCCRS ID: Computer Science 140)  → Indiana Tech’s APP EL (3 credits) Computer Science and Information Technology UPI Study’s Computer Concepts and Applications (3 credits)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Introduction to HTML and CSS (3 credits)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Introduction to JavaScript (3 credits)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Ethics in Technology (3 credits)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Introduction to Networking (3 credits)  → Indiana Tech’s CS 1330 (3 credits)UPI Study’s Fundamentals of Information Technology (3 credits)  → Indiana Tech’s CS 1200 (3 credits)UPI Study’s Introduction to Linux (3 credits)  → Indiana Tech’s CS 1500 (3 credits)UPI Study’s Programming in Python (3 credits)  → Indiana Tech’s CS 1300 (3 credits)UPI Study’s Data Structures and Algorithms (3 credits)  → Indiana Tech’s CS 3800 (3 credits)UPI Study’s Cybersecurity (3 credits)  → Indiana Tech’s CYS 1100 (3 credits)UPI Study’s Software Engineering (3 credits)  → Indiana Tech’s CS 4500 (3 credits)UPI Study’s Introduction to Operating Systems (3 credits)  → Indiana Tech’s CS 3200 (3 credits)UPI Study’s Introduction to Artificial Intelligence (3 credits)  → Indiana Tech’s CS 3810 (3 credits)UPI Study’s Systems Analysis and Design (3 credits)  → Indiana Tech’s CS 4500 (3 credits) Healthcare, Math, and Psychology UPI Study’s Advanced Technical Writing (3 credits)  → Indiana Tech’s EET 2000 (3 credits)UPI Study’s Human Resource Management in Healthcare (3 credits)  → Indiana Tech’s APP EL (3 credits)UPI Study’s Medical Terminology (3 credits)  → Indiana Tech’s HIT 1100 (3 credits)UPI Study’s Healthcare Finance and Budgeting (3 credits)  → Indiana Tech’s HCA 3100 (3 credits)UPI Study’s Calculus I (4 credits)  → Indiana Tech’s MA 1200 (4 credits)UPI Study’s Calculus II (4 credits)  → Indiana Tech’s MA 1210 (4 credits)UPI Study’s Principles of Statistics (3 credits)  → Indiana Tech’s MA EL (3 credits) Social Sciences and Humanities UPI Study’s Introduction to Criminology (3 credits)  → Indiana Tech’s CJ 1100 (3 credits)UPI Study’s Principles of Philosophy (3 credits)  → Indiana Tech’s HUM EL (3 credits)UPI Study’s Introduction to Psychology (3 credits)  → Indiana Tech’s PSY 1700 (3 credits)UPI Study’s Educational Psychology (3 credits)  → Indiana Tech’s PSY 2010 (3 credits)UPI Study’s Abnormal Psychology (3 credits)  → Indiana Tech’s PSY 2520 (3 credits)UPI Study’s Psychology of Personality (3 credits)  → Indiana Tech’s PSY 2760 (3 credits)UPI Study’s Introduction to Sociology (3 credits)  → Indiana Tech’s SS 2800 (3 credits)UPI Study’s Introduction to Biology I (3 credits)  → Indiana Tech’s BIO 1000 (3 credits)UPI Study’s Chemistry I (3 credits)  → Indiana Tech’s CH 1000 (3 credits)UPI Study’s Physics I (3 credits)  → Indiana Tech’s PH 1300 (3 credits)) Enroll now for just $99 per month Try UPI Study courses and get unlimited access to transferable U.S. college credits.Your work applies toward your degree when you transfer to Indiana Tech. Enroll Now Final Thoughts Transferring doesn’t have to be confusing. It’s about knowing what you’ve already achieved, understanding where your credits can take you, and finding a school that values your hard work. Indiana Tech makes that process easier, and UPI Study helps you plan for it with confidence. If you’re ready to finish what you started, now’s a great time to explore your transfer options, one smart credit at a time.

Powered by UPIStudy.com and TransferCredit.orgPrepared by UPI Study Research & Marketing Team – October 2025 Executive Summary Southern New Hampshire University (SNHU) has redefined what affordable, accessible higher education looks like in the United States. With more than 200,000 online learners, SNHU’s success lies in its flexible model, low tuition rates, and transfer-friendly policies that allow students to earn up to 90 credits before enrolling. Through partnerships with UPIStudy.com and TransferCredit.org , American students can now accelerate their degree progress, saving thousands of dollars and completing their education at their own pace.UPI Study offers ACE and NCCRS-approved college-level courses that directly transfer into SNHU programs. For just $99 per month, learners can complete unlimited courses online — building real, transferable progress toward their degree. SNHU at a Glance (2025) Metric Data Founded 1932 Type Private, Nonprofit Accreditation NECHE (New England Commission of Higher Education) Online Learners 200,000+ On-Campus Students ≈ 3,000 Acceptance Rate 96% Transfer Credits Accepted Up to 90 Programs Offered 200+ Average Undergrad Tuition $342 per credit Graduate Tuition $659 per credit Annual On-Campus Tuition $17,010 Cost and Time Efficiency for Transfer Students SNHU’s model allows students to transfer up to 90 credits toward a 120-credit bachelor’s degree — saving both time and tuition. Through UPI Study, students can fulfill these credits through affordable, self-paced online courses before enrolling at SNHU. This flexible pathway reduces the total cost of a four-year degree by up to 75%. Transfer Credits Remaining Credits Tuition to Pay ($342/credit) Savings ($) Duration 30 90 $30,780 $10,260 3 years 60 60 $20,520 $20,520 2 years 90 30 $10,260 $30,780 1 year UPI Study ↔ SNHU Transfer Equivalency Chart Each UPI Study NCCRS-approved course transfers as a 3-credit equivalent toward SNHU programs. These courses are flexible, accredited, and directly align with SNHU’s core and elective requirements. UPI Study Course SNHU Equivalent Business Communication COM212 – Public Speaking Principles of Finance FIN320 – Principles of Finance Macroeconomics ECO202 – Macroeconomics Microeconomics ECO201 – Microeconomics Introduction to Psychology PSY108 – Introduction to Psychology Principles of Statistics MAT240 – Applied Statistics Calculus I MAT225 – Calculus I Calculus II MAT226 – Calculus II Discrete Math MAT230 – Discrete Mathematics Introduction to Biology I BIO120 – Introduction to Biology Introduction to Biology II BIO121 – Introduction to Biology II Chemistry I CHM101 – General Chemistry Intro to AI IT415 – Artificial Intelligence Systems Analysis and Design IT315 – Systems Analysis and Design Data Structures and Algorithms IT210 – Data Structures and Algorithms Database Fundamentals IT330 – Database Design and Management Programming in Python IT140 – Introduction to Python Programming in C++ CS210 – Programming in C++ Software Engineering IT365 – Software Development Lifecycle Introduction to Networking IT212 – Introduction to Computer Networks Introduction to Linux IT253 – Linux System Administration Introduction to HTML & CSS IT270 – Web Design Introduction to JavaScript IT330 – Web Programming Recent Developments and Institutional Updates (2025) • President Lisa Marsh Ryerson’s contract extended through 2030.• SNHU recognized as a ‘Great College to Work For’.• In June 2025, SNHU streamlined operations with a 60-position reduction to ensure sustainability.• Strong growth across online and hybrid programs nationwide. Academic Excellence and Nationwide Reach SNHU offers more than 200 programs across business, technology, psychology, healthcare, and liberal arts. With a 91% student satisfaction rate and a strong commitment to flexibility and quality, SNHU has become a trusted choice for working adults, transfer students, and returning learners. Graduates from SNHU and UPI Study pathways now work at major U.S. corporations, nonprofits, and public service institutions. Conclusion SNHU’s collaboration with UPI Study and TransferCredit.org is reshaping higher education in the U.S. Together, they’re creating pathways that make college completion faster, cheaper, and more accessible. For motivated students ready to earn a respected degree on their own terms, this partnership represents the future of American education. Students can access all these UPI Study courses with a one-time monthly subscription to unlimited courses for just $99. Click here to learn more.

For decades, undergraduate education in the United States has followed the same pattern: four years, 120 credits, and heavy reliance on FAFSA to fund it. But financial pressures, declining enrollment, and the growing demand for flexibility are now reshaping that traditional path. Millions of Americans are turning to transfer credits and alternative learning pathways to complete degrees faster and more affordably. The trend is transforming how students, adult learners, and institutions think about higher education itself. The Scale of the “Some College, No Credential” Problem According to the National Student Clearinghouse Research Center, 36.8 million U.S. adults  aged 18–64 currently have some college credit but no degree or credential. That’s nearly one in five adults  in that age group. Only about 943,000 of those individuals  re-enrolled in higher education in 2023 — just 2.6 percent  of the total. While re-enrollment grew 9.1 percent year over year  (about 78,000 students), it remains a small fraction of the overall population with unfinished degrees. This data highlights a massive opportunity for colleges to re-engage stopped-out learners through flexible, affordable, and transparent pathways. Platforms such as UPI Study  and its sister site TransferCredit.org  are helping students and institutions make that re-engagement a reality. Key Metrics Adults (18–64) with some college credit but no degree: 36.8 million (National Student Clearinghouse) Share of adults in that group: ~20% (NSC Research Center) Re-enrolled learners in 2023: 943,000 (2.6%) (NSC, 2023) Year-over-year growth in re-enrollment: +9.1% (~78,000 students) (NSC, 2024) Enrollment Down, Financial Aid Uncertainty Up Undergraduate enrollment has declined steadily over the past decade. According to College Transitions, enrollment dropped from 18.1 million students in 2010  to 15.8 million in 2023 , a decrease of roughly 8.5 percent . At the same time, tuition continues to rise. The College Board’s 2024 Trends in College Pricing reports that the average in-state cost at public four-year colleges is now $27,000 per year , while private universities average more than $55,000 per year . Compounding the issue, the FAFSA system — which determines access to federal aid — has experienced significant delays. The National College Attainment Network found FAFSA completions were down 28 percent year over year  in spring 2024 due to rollout and verification issues. About 87 percent of undergraduates  rely on FAFSA-linked financial aid (Saving for College). Any disruption in this process directly affects enrollment, retention, and institutional budgets. Trend Summary Undergraduate enrollment (2010–2023): 18.1M → 15.8M (–8.5%) — Source: College Transitions Average undergraduate tuition (public 4-year, 2024): $27,000 per year — Source: College Board FAFSA completion decline (Spring 2024): –28% year over year — Source: National College Attainment Network Undergraduates relying on FAFSA aid: 87% — Source: Saving for College How Credit Transfer Is Redefining Degree Pathways Two national systems enable widespread credit portability  across U.S. institutions: The American Council on Education (ACE)  reviews nontraditional coursework for college-level credit. The National College Credit Recommendation Service (NCCRS)  evaluates alternative learning for transfer eligibility. It’s important to note that ACE and NCCRS do not  directly offer courses. They only review and recommend programs for college credit. They depend on accredited education providers such as the College Board , UPI Study , TransferCredit.org , and other approved organizations to deliver coursework that meets ACE and NCCRS standards. More than 2,200 U.S. colleges and universities  currently accept ACE or NCCRS credits. Many cap external transfer credits at 30 to 60 hours , roughly equal to one or two years of study. Considering that each college credit typically costs between $500 and $1,000 , students can save $15,000 to $30,000  per degree. UPI Study  and TransferCredit.org  stand out for their direct partnerships with accredited U.S. colleges, enabling learners to earn ACE- and NCCRS-recommended credits online and transfer them seamlessly into degree programs nationwide. Credit Evaluation Summary ACE: Reviews nontraditional coursework for college credit (accepted by 2,200+ colleges) — examples include online or workforce learning. NCCRS: Evaluates alternative learning for transfer eligibility (accepted by 1,300+ colleges) — examples include corporate or continuing education. UPI Study: Provides ACE- and NCCRS-backed online courses through 50+ college partners. TransferCredit.org : Connects students with verified transfer-credit options and offers a national database of articulation agreements. The Role of GPA Calculators and Degree Mapping Tools Transparent academic planning is essential for student success. Tools like a GPA calculator  help learners estimate how transferred grades will affect their overall GPA and degree progress. Similarly, degree mapping and audit platforms  show how transfer credits align with specific university requirements. For example, an online sociology course might fulfill a humanities or general-education credit at a four-year institution. According to the U.S. Government Accountability Office (GAO), students transferring between institutions lose an average of 43 percent of their earned credits . Resources such as TransferCredit.org  directly address this issue by offering equivalency tools and articulation data, helping students plan effectively and minimize credit loss. What This Means for Colleges Colleges and universities are recognizing that flexibility and transparency are no longer optional . A 2023 survey by the American Association of Collegiate Registrars and Admissions Officers (AACRAO) found that 62 percent of institutions  plan to expand their transfer-credit partnerships within the next two years. Current Challenges vs. Emerging Opportunities Enrollment Challenge: Fewer first-time students Opportunity: Re-engage adult and returning learners Affordability Challenge: Tuition rising faster than wages Opportunity: Broader use of credit-transfer pathways Retention Challenge: Stop-out rates among part-time students Opportunity: Stackable credits improve persistence Policy Challenge: Complex transfer evaluation Opportunity: Clearer articulation agreements and transparency The next stage of innovation will rely on data  — better credit evaluation systems, integrated FAFSA tools, and accessible GPA tracking that support all learners. The Takeaway The national discussion on college affordability often centers on tuition, debt forgiveness, or FAFSA reform. Yet one of the most transformative solutions may be credit portability  — ensuring every legitimate learning experience counts toward a degree. By combining transfer credits , degree mapping , and accessible planning tools like GPA calculators , platforms such as UPI Study  and TransferCredit.org  are helping higher education evolve into a system that fits modern learners, rather than forcing learners to fit the system. The future of undergraduate education in America may not depend on enrolling more students, but on empowering the millions who have already started their journey to finish faster, spend less, and graduate with purpose .

Some students are starting college as sophomores thanks to ESA funded credit. When Sarah Johnson from Bentonville first opened her Education Freedom Account portal, she was excited but also unsure. “We had never had money like this for education before,” she says. “It felt like a big responsibility to use it well.” Her plan was simple. She would use most of the $6,864 for Emily’s homeschool curriculum, maybe pay for a few enrichment classes, and upgrade her laptop. College credit was not part of the conversation at all. That changed when Sarah overheard another mom at a homeschool co-op mention ClassWallet, Arkansas college credit . The phrase stuck with her. The next day, she logged in to ClassWallet, clicked through the vendor list, and found UPI Study. “I realized Emily could take real college courses that would count toward her degree later. I had no idea that was even possible in high school,” Sarah says. What ClassWallet actually does for parents ClassWallet is the payment system the state uses to manage Education Freedom Account (EFA) spending. Parents log in, see the list of approved educational vendors, and choose how to spend their child’s funds. It is not just for buying books or paying private school tuition. If a vendor like UPI Study is approved, parents can use their ESA funds to enroll their child in accredited online courses that award college credit. The  Arkansas Department of Education’s makes this possible for any eligible student, including those in homeschool settings, small rural districts, or public schools that do not offer advanced courses. Why this can be life-changing for families The  average in-state tuition for public universities in Arkansas  is now over $10,000 a year. That does not include housing, meal plans, transportation, or other fees. If your child starts earning credits through ClassWallet Arkansas college credit  in ninth or tenth grade, they could finish high school with a year or more of college already completed. That means saving thousands of dollars, potentially graduating early, and having room for extra opportunities like internships or study abroad. Daniel Cruz, a former high school guidance counselor who now works as an education consultant, says the benefits go beyond money. “It gives students a huge confidence boost. They walk into their first day on campus already knowing how to handle a syllabus, deadlines, and college-level assignments.” Emily’s first step Sarah and Emily decided to start with Intro to Psychology. It was a subject Emily had always been curious about but had never been able to take in a homeschool curriculum. “It was a challenge,” Emily admits, “but I liked being able to set my own schedule. I learned how to manage my time and stay on top of deadlines without my mom reminding me.” She finished the class with an A and decided to take two more courses the next semester. By the time she graduated, Emily had earned 18 credits, nearly the equivalent of a freshman year of college all funded entirely through ESA and ClassWallet. Who can benefit from ClassWallet Arkansas college credit  Finding UPI Study in your ClassWallet account is the first step to getting ahead. Cruz says he has seen all kinds of families benefit. Families in rural areas with no local college can use online courses to give their child the same early start as kids in bigger cities. Homeschool parents who want their child to experience academic rigor before college can integrate the courses into their high school plan. Public school students whose schools do not offer AP or dual enrollment can still access college credit if their parents apply for ESA and use approved vendors. “This is not about being the smartest kid in the class,” Cruz says. “It is about using resources that are already available to you in a smart way.” Avoiding common mistakes Sarah warns other parents not to wait until the end of the school year to think about using their ESA funds. “The money does not roll over. If you do not use it, you lose it.” She also recommends calling potential colleges in advance to check their credit transfer policy. “I called three different universities to confirm they would accept Emily’s credits before we signed up for each class. It took a few minutes but it gave me peace of mind.” Keeping good records is also important. Save syllabi, course descriptions, and transcripts so your child has everything they need for smooth transfers later. The ripple effect in the community Once Sarah started sharing Emily’s story in local homeschool meetups and Facebook groups, other parents began asking how they could do the same. At first, many thought it sounded too good to be true. Once she showed them the ClassWallet vendor page and Emily’s transcript, they understood. Now several other families in her area are using their ESA funds for ClassWallet Arkansas college credit  through UPI Study. Some are starting with one course, while others are planning two or three per semester. Why you might not have heard of this before Cruz says most parents hear about ESA funding through private school marketing or word-of-mouth. Very few schools, especially in rural areas, actively promote the idea of using funds for early college credit. “It is not in their standard talking points,” Cruz says. “That is why parents have to be their own advocates. If you dig into the vendor list, you will see opportunities that no one is telling you about.” Why now is the time to act Arkansas’s EFA program is still new, which means there is plenty of room for families to use it creatively. As more parents discover ClassWallet Arkansas college credit , competition for certain courses and programs may increase. Sarah says she has no regrets about getting started when she did. “Emily is going to start her university journey as a sophomore. We have saved thousands of dollars and given her a head start in life.” Her advice is simple. “Log in. Search for UPI Study. Pick one course that interests your child. See how they do. You might be surprised how far it can take them.”