Degree Planning Consultation | Finish for Under $10,000 | TransferCredit.org

Degree Planning Consultation — Finish Your Bachelor's for Under $10,000 with a Full Credit Audit, Roadmap, and CLEP, DSST, ACE and NCCRS Equivalency Mapping

Degree Planning Consultation 60 Minutes · One to One Bachelor's + Master's

Finish your degree for under $10,000 with the right consultation.

The credits are already out there. Exams, transfers, prior training. One hour decides which ones count and in what order, before you spend a dollar on the wrong thing.

Book my consultation — $500 See the 30-second math
<$10kInstead of $60,000
<1.5 yrsInstead of four
60Credits ready to count
Manit Kaushal, co-founder of TransferCredit.org and your consultant
Purdue · Brown · Harvard
Your consultant
1:1 Degree Planning Call
with Manit Kaushal
$500one time · 60 minutes
Credit audit, written roadmap, and equivalency mapping — all included.
Book & reserve your call →
Credit audit Written roadmap CLEP · DSST · ACE · NCCRS 90+ courses included
60
Credits typically ready to count
90+
Courses included, lifetime access
26
Partner universities
$500
One time, everything included
Three ways to finish

Same degree. Three very different bills.

Switch between what it costs and how long it takes. The distance between the middle lane and the bottom lane is what this call is for.

No credit plan at all

Straight through, full tuition

Every course paid for at catalog rate. Nothing transferred in, nothing tested out of.

$60,000
Typical four year total
You figure credit transfer out yourself

Right idea, wrong sequence

You save real money, then lose some back on exams that didn't map, courses your school capped, and credits earned in the wrong order.

$15k–$20k
Better, but still leaking
With a TransferCredit plan

Mapped before you pay

Every credit checked against your school's real policy first. You only buy what already counts.

<$10,000
Realistic all-in total
This call

Typical outcomes, not a guarantee. Your exact number depends on your school, your major, and what's already on your transcript. That's what the credit audit is for.

Start where you are

Two situations. One call.

Situation 01 · Bachelor's

Your credits are scattered and nothing is mapped

AP scores, community college, military training, work experience. All worth nothing until it points at a real degree.

Jump to the bachelor's plan below
Situation 02 · Master's

You have an online degree and no master's admit

You finished fast, or you're about to. Now you don't know whether that transcript is the thing holding your application back.

Jump to the master's review below
Situation 1 · Bachelor's

Building your bachelor's degree plan

The problem

Every week your credits stay unmapped is tuition and time you don't get back.

You've googled "how many credits transfer to my school" more than once. Still no real answer.
CLEP. DSST. ACE. NCCRS. You've read the posts. Still no idea which one is yours.
You searched "does my college accept outside credit" and closed the tab.
Hours of research. Zero decisions. Just more tabs than when you started.
The whole thing in one picture

A bachelor's degree is 120 credits. That's the entire game.

Nobody explains it this simply, so here it is. You need 120 credits to graduate. The only question worth answering is where each one comes from, because they don't all cost the same.

24
30
30
36
Credits you already own
Old transcripts, AP, military training, certifications. Free. You already paid for these.
Credits from exams
CLEP and DSST. Roughly $19 prep plus a $93 to $100 exam fee, instead of a $1,071 class.
Credits from our courses
ACE and NCCRS recommended, self paced, included with your consultation. No exam required.
Credits you actually pay tuition for
Your major's core and residency requirement. This is the part nobody can skip.
The middle two bars are worth up to 60 credits, about two years of college. The call decides exactly what goes in them, in what order, for your school.
How the hour runs
1

Credit audit

AP, community college, military, certifications, self study. Checked line by line against real ACE and NCCRS records.

2

Target lock-in

School and major locked together, because caps, residency rules, and accepted exams change school by school.

3

Roadmap build

Which exam first, which course next, built around the hours you actually have.

The outcome
By the end of the call, you'll have:

  • Your major, decided. Your transfer credits and your savings, both figured out.

  • A real number. Up to 60 credits ready to count, with 90+ courses in the catalog behind it.

  • Equivalency charts, laid out clean. No spending a dollar until you know it counts.

  • One structure to follow. An actual path from here to a finished degree.

Book my consultation
?
Also for master's applicants

An online degree full of credits, and no good master's admit?

That's the other half of this call. Manit finished his bachelor's at Purdue in about two years using exactly these credit strategies, then walked that transcript into graduate admission at Brown and Harvard. He knows which parts of a credit heavy transcript a committee questions, and how to answer them before they ask.

Situation 2 · Master's

Applying to a master's with an online bachelor's

The problem

You don't know whether the degree counts against you, or if you're missing a prerequisite nobody mentioned. That's the only thing between you and hitting submit.

A dozen forum posts. Half say fine, half say red flag. None know your situation.
You don't know which prerequisite you're missing, or how long it takes to fix.
Not knowing feels safer than applying and finding out you were right.
You finished fast. Now you're wondering if fast was a mistake.
Watch what the hour actually does

Your application, line by line.

This is the review, in the order we run it. Two of these come back flagged for almost everyone with a credit heavy transcript. Both are fixable, and both are why people stall for months instead of applying.

  • AccreditationRegionally accredited bachelor's. This is the part people worry about most, and it's usually fine. Clear
  • GPA and lettersChecked against the published range for your actual target program, not a forum average. Clear
  • Prerequisite creditsTwo required courses missing. This is the quiet reason applications get rejected. Flagged
  • Credit by exam on the transcriptA committee will ask why 40 credits came from exams instead of classrooms. Flagged
  • Transcript deliveryWhich office, which form, which deadline, so nothing arrives late or at the wrong desk. Clear
Nothing left to guess about. Application submitted.
How the hour runs
1

Reality check

What committees actually weigh. Accreditation, GPA, letters, statement. Not forum rumors.

2

Transcript review

Your actual transcript, against your actual target program.

3

Prerequisite check

Exactly what the program requires, what you cover, what's missing.

4

Gap check

Anything a committee might question, flagged now with a plan.

5

Transfer logistics

Which office, which form, which deadline. On time.

The outcome
By the end of the call, you'll have:

  • A straight answer on whether your online bachelor's actually hurts you.

  • The exact prerequisites you still need, with a real timeline to finish them.

  • Every committee question, pre-answered. Nothing left to catch you off guard.

  • The application you've been sitting on, submitted. Every open question closed on this call.

Book the master's review
Manit Kaushal, co-founder of TransferCredit.org
Who's on the call

You're talking to Manit Kaushal

Co-founder of TransferCredit, and he sat exactly where you're sitting. He used this same credit strategy to finish his bachelor's at Purdue in about two years, then walked that transcript straight into graduate admission at Brown and Harvard.

Purdue alumnus Brown admit Harvard admit Bachelor's in about two years
The pitch, in one line

If you want something similar, this is what you need to know — and the hour is where you find out.

What $500 actually buys

The call is 60 minutes. The access is permanent.

Four things come with your consultation. Here's what each one costs everywhere else.

CLEP and DSST exam prep, lifetime
$149
Our own lifetime bundle price. 60+ subjects, both programs, forever.
Included free
90+ ACE and NCCRS courses, lifetime
$1,710
At our own $19 per course rate. Business, CS, Health, English, Math.
Included free
What private degree consultants charge
$2k–$15k
Published market range for comparable 1:1 degree planning. We count only the $2,000 floor below.
You pay $500 once
Up to 60 credits of tuition avoided
$21,420+
$21,420 public at $357 a credit. $51,960 private at $866.
Your saving
Total value, public to private
$23,420 – $53,960

Deliberately conservative. The consulting line uses the lowest published market rate, and the course access above isn't counted in this total at all.

You pay
$500
one time, everything included
What you payWhat you keep
$500 consultation Up to $53,460 you keep, about 99%
Book my consultation $500 is less than one 3 credit class, about $1,071 public or $2,598 private. This replaces up to 60 credits.
Where the credit lands

26 signed partners. Thousands more that accept it.

Partner schools give you preferred acceptance and real discounts. Beyond those, the credit itself is recognized far more widely.

26
Signed partner universities with preferred acceptance
2,900+
U.S. colleges accept CLEP and DSST credit
2,100+
Accept ACE and NCCRS recommended credit

Hover to pause. Every logo links to that school's transfer page.

Proof, not promises

Four routes to the same credit. We tell you which is which.

Most people lose money by taking the wrong route for a requirement. Here's what each one is, and what a finished mapping looks like.

CLEP®
Exam · College Board
34 subjects, the widest acceptance in the country. About $93 per exam. Best for standard gen-eds.
DSST®
Exam · Prometric
30+ more subjects, including upper level ones CLEP doesn't cover. About $100 per exam.
ACE
Course · Credit recommended
Finish a self paced course instead of sitting an exam. Founded 1918, listed on the ACE National Guide.
NCCRS
Course · Credit recommended
Same idea, different registry, run by the University of the State of New York. Strong for adult learners.
Course Route Cr. Maps to your university
Principles of Management
Business 101
 CLEP exam 3
Principles of Business Management
BUS 1101
Principles of Microeconomics
Economics 251
 CLEP exam 3
Microeconomics
ECON 1103
Introduction to Business
Business 100
 DSST exam 3
Introduction to Business
BUS 1000
Principles of Statistics
Statistics 101
 DSST exam 3
Introductory Statistics
STAT 2101
Human Resource Management
UPI Study self-paced course
 ACE course 3
Human Resource Management
HRM 3001
Organizational Behavior
UPI Study self-paced course
 NCCRS course 3
Organizational Behavior
MGT 3200
Principles of Marketing
Marketing 102
 CLEP exam 3
Principles of Marketing
MKT 2201
Principles of Finance
Finance 201
 DSST exam 3
Managerial Finance
FIN 3304
Illustrative mapping. If your target school is already one of our 26 signed partners, your version exists before the call starts. If it isn't, we build it with you, live, on the call.
Before you book

Questions, answered.

How long is the call, and who actually runs it?+
60 minutes, live with Manit Kaushal, co-founder of TransferCredit. Not a recorded webinar, not a sales rep working from a script, and not a junior advisor reading your transcript for the first time on the call.
Do I need to know my target school and major before booking?+
No. If you don't have one yet, shortlisting 2 to 3 credit friendly schools that fit your budget and goals is part of the call. If you do have one, we work against that school's published policy instead.
What is the difference between CLEP, DSST, ACE and NCCRS?+
CLEP and DSST are exams. You study, sit a proctored test, and the score converts to credit. ACE and NCCRS are credit recommendation bodies that evaluate self paced courses, so you finish coursework instead of sitting an exam. All four end in transferable credit. The consultation tells you which route each remaining requirement should take, because using the wrong one is the single most common way students waste money.
How many credits can I realistically transfer in?+
A bachelor's is typically 120 credits. Up to 60 of those, about two years, can usually be covered by exams and recommended courses. The real ceiling is set by your school's residency and credit-by-exam limits, which is exactly what the audit checks before you spend anything.
What if my target school doesn't accept CLEP, DSST, or ACE and NCCRS credit?+
That's what the credit audit and target lock-in steps exist for. We confirm your school's published policy first. If the school turns out to be restrictive, you find that out on the call, before you buy a single exam, and we shortlist schools that aren't.
Does the $500 cover my exam fees too?+
No. CLEP fees go to College Board and DSST fees go to Prometric, paid at the test center or to the online proctor. Your consultation covers the planning, the mapping, and lifetime access to the prep and backup courses. Active duty military test free through DANTES.
Is the $500 a one time payment?+
Yes. One flat fee. No recurring charges, no upsell tiers, no surprise add-ons, and the course access that comes with it doesn't expire.
What do I actually walk away with, notes or something real?+
A written, personalized roadmap on the bachelor's path: which credits you already have, which exam or course covers each remaining requirement, and in what order. On the master's path, a direct answer plus a completed prerequisite and gap check. Not just notes from a conversation.
Can I book if both the bachelor's and master's situations apply to me?+
Yes, and plenty of people are in both. Mention it when you book and the hour is structured to cover the degree plan and the graduate application together.
What if the audit shows I can't save much?+
You'll hear that plainly, on the call, with the reason. Some schools cap transfer credit tightly and some majors have long locked sequences. Knowing that in hour one is worth considerably more than discovering it after you've paid for four exams that won't count.
Will I get a clear credit audit and the right approach for both my bachelor's and master's plans?+
Yes. Every call includes a full credit audit and a personalized approach for both, based on your actual transcript and your target schools' real published policies. The one thing nobody can promise is the receiving school's final decision, but you'll leave knowing exactly where you stand instead of guessing.
Who is Manit, exactly?+
A Purdue University alumnus who finished his bachelor's in about two years using these exact credit strategies, then took that transcript into graduate admission at Brown and Harvard. He built this consultation around the questions he had at your stage.
Book your consultation

Pick a time below

Live with Manit, not a booking bot. You leave with the roadmap or the answer you came for.

$500 one time · 60 minutes · everything above included
1
Reserve your call
Secure your 60-minute slot with the one-time $500 payment. Takes about 30 seconds.
2
Pick your time
Right after checkout you'll get your scheduling link and a short intake form to pick the slot that works.
3
Meet Manit live
He reviews your transcript beforehand, so the hour goes straight to your plan.
Book & reserve your call — $500 →
One-time payment. You choose your time on the very next screen. Questions first? Email [email protected] — the team replies within hours.